401 Locust, Merkel, TX 79536 Property Records

Taylor County property record for 401 Locust, Merkel, TX 79536

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,402 sqft · built 1931
Lot Size0.386 acres (16,800 sqft)
OwnerIndividual Name on Record
Last Sale$128,400 (Aug 2013)
Tax Bill$3,998 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNS0600035100

Property Details

APN / Parcel Number

Primary APNS0600035100
Alternative APN
  • 22596

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,402 sqft Living Area
1st Floor Area2,402 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,800 sqft (0.386 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 LOCUST
CityMERKEL
StateTX
Zip79536-5109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN MERKEL, BLOCK 49, LOT 12 80OFT ADJ TO BLK 49
Legal SubdivisionORIGINAL TOWN MERKEL
Legal Block49
Legal Lot Number12
JurisdictionTAYLOR TX
Township / Civil DivisionMERKEL
Census Block Group2
Census Block2049
Census Tract13601

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 LOCUST, MERKEL, TX 79536-5109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Deed Document Number201315284
Prior Transfer DateAug 28, 2013
Prior Transfer Doc0000015284
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address401 LOCUST, MERKEL, TX 79536-5109
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 LOCUST, MERKEL, TX 79536-5109

Mortgage

Document Number0000004713
DateMar 9, 2021
Instrument2021-00004713
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term270 Months
DueSep 1, 2043

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyTaylor County
MunicipalityMerkel Town
Unified School DistrictMerkel Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,859 (+1%)$330,214 (+7.73%) Land $3,024 Building $327,190
2025$3,998.00 (+17%) Homeowner's exemption$265,326 (+1%) Land $3,024 Building $303,490$306,514 (+10.83%) Land $3,024 Building $303,490
2024$241,205 (-1.63%) Land $3,024 Building $273,532$276,556 (+12.79%) Land $3,024 Building $273,532
2023$3,417.00 (-14.34%) Homeowner's exemption$245,201 Land $3,024 Building $242,177$245,201 Land $3,024 Building $242,177
2022$3,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERKEL
serves 3,573 people · EPA ID TX2210002
Water SourcePurchased surface water from CITY OF ABILENE
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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