401 Locust Ct, Suffolk, VA 23434 Property Records

Suffolk City property record for 401 Locust Ct, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,978 sqft · built 1994
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2022)
Tax Bill	$450 (2025)
Deeds & Mortgages	Jan 2024 Refinance Dec 2022 Sale & Mortgage + 2 more
APN	`33F*224`

Property Details

APN / Parcel Number

Primary APN	`33F*224`
Alternative APN	`153004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,978 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	153004000
Street Address	401 LOCUST CT
City	SUFFOLK
State	VA
Zip	23434-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-MEDIUM DENSITY
Legal Description	L.224,KILBY SHORES
Legal Subdivision	KILBY SHORES
Legal Lot Number	224
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75701

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 LOCUST CT, SUFFOLK, VA 23434-6415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 2, 2022	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 19, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	220016498
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	401 LOCUST CT, SUFFOLK, VA 23434-6415
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000415
Date	Jan 12, 2024
Instrument	240000415

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 2, 2022
Property Address	401 LOCUST CT, SUFFOLK, VA 23434-6415
Document Number	0220016498
Instrument Date	Nov 29, 2022
Instrument	220016498
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOCUST CT, SUFFOLK, VA 23434-6415

Mortgage

Document Number	0220016499
Date	Dec 2, 2022
Instrument	220016499

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	401 LOCUST CT, SUFFOLK, VA 23434-6415
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200011001
Date	Aug 17, 2020
Instrument	200011001

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 19, 2018
Property Address	401 LOCUST CT, SUFFOLK, VA 23434-6415
Document Number	180012334
Instrument Date	Nov 16, 2018
Instrument	180012334
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	LINEAR TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LOCUST CT, SUFFOLK, VA 23434-6415

Mortgage

Document Number	180012335
Date	Nov 19, 2018
Instrument	180012335

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$425,500 (+11.01%) Land $70,000 Building $355,500
2025	$450.00 (+14.5%) Senior Citizen's exemption	$425,500 (+11.01%) Land $70,000 Building $355,500	$383,300 (+2.79%) Land $70,000 Building $313,300
2024	$393.00 Senior Citizen's exemption	$383,300 (+2.79%) Land $70,000 Building $313,300
2023	Senior Citizen's exemption	$372,900 Land $70,000 Building $302,900	$372,900 Land $70,000 Building $302,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures