401 Little Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 401 Little Mountain Rd, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,284 sqft · built 1978
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Tax Bill	$385 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Oct 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P86-210`

Property Details

APN / Parcel Number

Primary APN	`P86-210`
Alternative APN	`1708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,284 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1708
Street Address	401 LITTLE MOUNTAIN RD
City	TRYON
State	NC
Zip	28782
Property Category	Other
Property Type	Other > Other Improved
Legal Description	1.11 ACRES, 0000 00 X 00, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	920103

Owner

Source: Polk County records · APN P86-210

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	353 LITTLE MOUNTAIN RD, TRYON, NC 28782-6819
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Intrafamily Transfer, Transfer · Construction Mortgage SOUTHWEST STAGE FUNDING LLC
Oct 10, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2013
Deed Sale	Nov 21, 2013
Deed Book / Page	173 / 963
Last Transfer Date	Oct 28, 2024
Transfer Doc	00488/1282
Record Updated	Jun 08, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Oct 31, 2024
Property Address	401 LITTLE MOUNTAIN RD, TRYON, NC 28782
Document Number	00488/1282
Book / Page	488 / 1282
Map Reference	MB F PG 263
Instrument Date	Oct 28, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 LITTLE MOUNTAIN RD, TRYON, NC 28782-6819

Mortgage

Document Number	0048811285
Date	Oct 31, 2024
Instrument	488/1//1285

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Oct 10, 2024
Property Address	401 LITTLE MOUNTAIN RD, TRYON, NC 28782
Document Number	000488/289
Book / Page	488 / 289
Map Reference	FILE F PG 263
Instrument Date	Oct 07, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 LITTLE MOUNTAIN RD, TRYON, NC 28782-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 LITTLE MOUNTAIN RD, TRYON, NC 28782-6819

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 (+11.92%)	$73,710 (+36.17%) Land $41,430 Building $32,280	$73,710 (+36.17%) Land $41,430 Building $32,280
2023	$344.00	$54,129 Land $25,880 Building $28,249
2021			$54,129 Land $25,880 Building $28,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 4 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Uniti Group DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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