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401 Liberty Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 401 Liberty Ln, Murphy, NC 28906 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,264 sqft · built 1983
Lot Size6.16 acres (268,330 sqft)
Owner2 Individual Names on File
Tax Bill$1,298 (2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN452400413716000

Property Details

APN / Parcel Number

Primary APN452400413716000
Alternative APNs
  • 54455
  • 62146

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,264 sqft Heated Area
Gross Area3,728 sqft
1st Floor Area1,760 sqft
Upper Floors Area504 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area268,330 sqft (6.16 acres)
Lot Width455 ft Width
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area192 sqft
Deck Area376 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number62146
Street Address401 LIBERTY LN
CityMURPHY
StateNC
Zip28906-1891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 14 & P/O TR 13 D R MASON PROP 1679/1154
Legal SubdivisionFIRST BANK/POLK COUNTY
Legal Phase1679
Legal Tract14
Legal Lot Number14-D
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2002
Census Tract930606

Owner

Source: Cherokee County records · APN 452400413716000

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 L I BERRY LN, MURPHY, NC 28906
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · VA Mortgage
CLEAR MORTGAGE CAPITAL INC
Feb 12, 2024Special Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 05, 2021Trustee's Deed, Foreclosure
ALBERTELLI LAW-TITLE, ALBERTELLI LAW TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2024
Deed SaleFeb 12, 2024
Prior SaleMay 05, 2021 · Amount on Record
Deed Document Number2024613
Deed Book / Page1750 / 1456
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address401 LIBERTY LN, MURPHY, NC 28906-1891
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 LIBERTY LN, MURPHY, NC 28906-1891
InvestorPossibly a Property Investor

Mortgage

Document Number001788/853
DateOct 22, 2025
Book Page1788/853
Instrument5199
Lender
NameCLEAR MORTGAGE CAPITAL INC
TypeMortgage Company
Address19800 MACARTHUR BLVD STE 880, IRVINE, CA 92612
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE NC
Recording DateFeb 12, 2024
Property Address401 LIBERTY LN, MURPHY, NC 28906-1891
Document Number01750/1456
Book / Page1750 / 1456
Map ReferenceCAB C HANGAR 101
Instrument DateMar 07, 2022
Instrument613
Transaction TypeTransfer
Record UpdatedApr 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 LITTLE CHOGA RD, TOPTON, NC 28781-6614
InvestorPossibly a Property Investor

Mortgage

Document Number0000000614
DateFeb 12, 2024
Instrument614
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Mortgage

Document Number01750/1461
DateFeb 12, 2024
Book Page1750/1461
Instrument614
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Address1400 FORUM BLVD STE 18, COLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

May 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHEROKEE NC
Recording DateMay 05, 2021
Property Address401 LIBERTY LN, MURPHY, NC 28906-1891
Document Number1679/1154
Book / Page1679 / 1154
Instrument DateMay 05, 2021
Instrument2967
Transaction TypeForeclosure
Record UpdatedMay 25, 2021
Title CompanyALBERTELLI LAW-TITLE, ALBERTELLI LAW TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,298.00$172,090 (-)$172,090 (-) Land $24,640 Building $147,450
2023$172,090$172,090 Land $24,640 Building $147,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 85% of North Carolina
Wildfire LikelihoodAbout 1 in 493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wilkes Telephone Membership, CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

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