401 Lewis, Vanduser, MO 63784 Property Records

Scott County property record for 401 Lewis, Vanduser, MO 63784

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1989
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$509 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2019 Sale
Flood Zone	Zone X (reduced by levee)
APN	`13-4.0-18.00-001-003-006.00`

Property Details

APN / Parcel Number

Primary APN	`13-4.0-18.00-001-003-006.00`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 LEWIS
City	VANDUSER
State	MO
Zip	63784-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLK 3 JOYCE'S 2ND ADDN VANDUSER PB 2/90 100 X 142
Legal Range	13E
Legal Township	27N
Legal Section	18
Legal Subdivision	JOYCES 2ND ADDN
Legal Block	3
Legal Lot Number	11-12
Jurisdiction	SCOTT MO
Township / Civil Division	MORLEY
Census Block Group	1
Census Block	1087
Census Tract	780400

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 65, VANDUSER, MO 63784-0065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · ARM MONTGOMERY BANK NA
May 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019
Deed Sale	May 7, 2019
Deed Document Number	20191743
Deed Book / Page	2019 / 1743
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	401 LEWIS, VANDUSER, MO 63784
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	SIMON TITLE COMPANY, SEMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2767
Date	Jul 12, 2019
Book Page	2019/2767
Instrument	20192767

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	May 7, 2019
Property Address	401 LEWIS, VANDUSER, MO 63784
Document Number	2019/1743
Book / Page	2019 / 1743
Instrument Date	May 2, 2019
Instrument	20191743
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 COUNTY HIGHWAY 444, BELL CITY, MO 63735-9115

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Vanduser Village
Unified School District	Scott County Central Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,600 (-)
2025	$509.00	$7,600 (+11.76%)	$40,000 (+11.7%) Land $2,250 Building $37,750
2023		$6,800	$35,810 Land $2,250 Building $33,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1989–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VANDUSER PWS serves 168 people · EPA ID MO4010814
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	SCOTT COUNTY PWSD 4
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	38 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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