Bergen County and Cresskill Borough property record for 401 Laurel Ln, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,182 sqft · built 2016 |
| Lot Size | 3.11 acres (135,903 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $869,656 (Mar 2017) |
| Tax Bill | $21,131 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00088-0000-00001-0000-C0401 |
| Primary APN | 08-00088-0000-00001-0000-C0401 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 2,182 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 135,903 sqft |
| Account Number | 125700 |
|---|---|
| Street Address | 401 LAUREL LN |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.1199 |
| Legal Subdivision | WILLOW RUN |
| Legal Block | 88 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 LAUREL LN, CRESSKILL, NJ 07626-2074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BANK |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on Record |
| Deed Sale | Mar 3, 2017 · Amount on Record |
| Deed Document Number | 201719922 |
| Deed Book / Page | 2553 / 658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 1, 2026 |
| Property Address | 401 LAUREL LN, CRESSKILL, NJ 07626-2074 |
| Document Number | 0000035940 |
| Book / Page | 5809 / 59 |
| Instrument Date | May 11, 2026 |
| Instrument | 202635940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Address | 401 LAUREL LN, CRESSKILL, NJ 07626-2074 |
| Document Number | 0000035940, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 5809/59 |
| Instrument | 202635940 |
| Name | NORTHFIELD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 401 LAUREL LN, CRESSKILL, NJ 07626-2074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045070087 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 4507/87 |
| Instrument | 2021185696 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,003,700 (+7.77%) Land $365,000 Building $638,700 | $1,003,700 (+7.77%) Land $365,000 Building $638,700 | |
| 2025 | $21,131.00 (+1.12%) | $931,300 (+7.39%) Land $332,500 Building $598,800 | $931,300 (+7.39%) Land $332,500 Building $598,800 |
| 2024 | $20,896.00 (+4.41%) | ||
| 2023 | $867,200 Land $302,500 Building $564,700 | $867,200 Land $302,500 Building $564,700 | |
| 2022 | $20,014.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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