401 Laurel Dr, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 401 Laurel Dr, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,253 sqft · built 1964
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2002)
Tax Bill	$5,033 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-119-17573608`

Property Details

APN / Parcel Number

Primary APN	`03-119-17573608`
Alternative APNs	`3-119-17573608` `11917573608`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,253 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	1,502 sqft
Basement Area	751 sqft
Finished Basement	751 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	18,750 sqft (0.43 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	172 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11917573608
Street Address	401 LAUREL DR
City	SEVERNA PARK
State	MD
Zip	21146-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 13 SC 2 BEN OAKS ON SEVERN
Legal Subdivision	BEN OAKS ON SEVERN
Legal Block	2
Legal Lot Number	13
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	730601

Owner

401 Laurel Dr is owned and occupied by two individuals who bought it in February 2002.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 LAUREL DR, SEVERNA PARK, MD 21146-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2002 · Amount on File
Deed Sale	Feb 5, 2002 · Amount on File
Prior Sale	Aug 28, 2001 · Amount on File
Deed Document Number	20021530
Deed Book / Page	11192 / 216
Transfer Doc	0111920216
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	401 LAUREL DR, SEVERNA PARK, MD 21146-2211
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420850272
Date	Feb 17, 2026
Book Page	42085/272

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	401 LAUREL DR, SEVERNA PARK, MD 21146-2211
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0305150375
Date	Jan 10, 2017
Book Page	30515/375
Instrument	30515-375

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	EDGEWATER, MD 21037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	401 LAUREL DR, SEVERNA PARK, MD 21146-2211
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340490076
Date	Jan 8, 2020
Book Page	34049/076

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ANNAPOLIS, MD 21409

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	Dec 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 401 Laurel Dr was $5,033 with a homeowner's exemption, up 2.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,633 (+5.72%)	$631,000 (-) Land $341,600 Building $289,400
2025	$5,033.00 (+2.26%) Homeowner's exemption	$566,267	$631,000 Land $341,600 Building $289,400
2024	$4,922.00 (+13.59%)
2023	$4,333.00 Homeowner's exemption	$533,900 Land $321,600 Building $212,300	$533,900 Land $321,600 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1985)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures