401 Las Lomas Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 401 Las Lomas Dr, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 2019
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,600 (Jan 2017)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8702185`

Property Details

APN / Parcel Number

Primary APN	`R8702185`

Interior

Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,208 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Roof Material	Composition Shingle
Lot Area	22,172 sqft (0.509 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	164 sqft
Deck Area	166 sqft
Storage Building	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 LAS LOMAS DR
City	ELGIN
State	TX
Zip	78621-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS COLINAS ESTATES SUBDIVISION, BLOCK E, LOT 26, ACRES 0.5090
Legal Subdivision	LAS COLINAS ESTATES SUBDIVISION
Legal Block	E
Legal Lot Number	26
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 LAS LOMAS DR, ELGIN, TX 78621-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Reverse Mortgage FIRST NATIONAL BANK OF BASTROP
Jan 30, 2017	Vendor's Lien, Transfer · Seller Carry-Back LAS COLINAS ESTATES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	20171385
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	401 LAS LOMAS DR, ELGIN, TX 78621-3346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202022014
Date	Dec 15, 2020
Instrument	202022014

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Address	BASTROP, TX 78602

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	5.49%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	10.9%

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jan 30, 2017
Property Address	401 LAS LOMAS DR, ELGIN, TX 78621-3346
Document Number	201701385
Map Reference	CAB6 PG23B-26A
Instrument Date	Jan 19, 2017
Instrument	201701385
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2211 HANCOCK DR, 2211, AUSTIN, TX 78756-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E RUNDBERG LN TRLR 377, 377, AUSTIN, TX 78753-4980

Mortgage

Document Number	201701386
Date	Jan 30, 2017
Instrument	201701386

Lender

Name	LAS COLINAS ESTATES
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	241 Months
Due	Feb 5, 2037

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 (-0.49%)	$218,011 (-2.53%) Land $104,522 Building $113,489	$218,011 (-2.53%) Land $104,522 Building $113,489
2023	$4,065.00 (-14.96%)	$223,672 Land $84,223 Building $139,449	$223,672 Land $84,223 Building $139,449
2022	$4,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SOS Communications.

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