McLennan County property record for 401 Lariat Trl, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,205 sqft · built 2003 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,100 (Jul 2012) |
| Tax Bill | $6,517 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-336201-001101-0 |
| Primary APN | 36-336201-001101-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,205 sqft Living Area |
| Gross Area | 4,106 sqft |
| 1st Floor Area | 3,205 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 120 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 901 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,560 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 400 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 445 sqft |
| Patio Area | 160 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 LARIAT TRL |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUNWEST VILLAGE LOT 1 BLOCK 11 ACRES .4821 |
| Legal Subdivision | SUNWEST VILLAGE |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3901 |
401 Lariat Trl is owned and occupied by two individuals who bought it in July 2012.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 LARIAT TRL, MCGREGOR, TX 76657-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY BANK |
| Feb 1, 2020 | Loan Modification, Mortgage COMMUNITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on File |
| Deed Sale | Jul 17, 2012 · Amount on File |
| Deed Document Number | 201221834 |
| Prior Transfer Date | Jul 16, 2012 |
| Prior Transfer Doc | 0000021834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 401 LARIAT TRL, MCGREGOR, TX 76657-4009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000037415 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021037415 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 401 LARIAT TRL, MC GREGOR, TX 76657-4009 |
| Document Number | 0000007021 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 401 LARIAT TRL MC GREGOR TX 766574009, MC GREGOR, TX 76657-4009 |
| Document Number | 0000007021 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 7021 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703-2303 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 1, 2025 |
The 2025 property tax bill for 401 Lariat Trl was $6,517 with exemptions applied, down 14% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,000 (-8.2%) Land $69,510 Building $395,490 | $465,000 (-8.2%) Land $69,510 Building $395,490 | |
| 2025 | $6,517.00 (-13.96%) Homeowner's exemption Senior Citizen's exemption | $506,554 Land $63,210 Building $443,344 | $506,554 Land $63,210 Building $443,344 |
| 2024 | $7,574.00 | ||
| 2023 | $601,700 Land $63,210 Building $538,490 | $601,700 Land $63,210 Building $538,490 | |
| 2022 | $6,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Lariat Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Lariat Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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