401 Lake Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 401 Lake Dr, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,601 sqft · built 1955
Lot Size0.458 acres (19,950 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (May 2017)
Tax Bill$2,226 (2026)
Deeds & MortgagesMay 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN003 092

Property Details

APN / Parcel Number

Primary APN003 092
Alternative APN
  • 6343508

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,601 sqft Living Area
1st Floor Area1,601 sqft
Basement Area384 sqft
Unfinished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Lot Area19,950 sqft (0.458 acres)
Lot Dimensions17.8 ft deep x 11.2 ft wide
PorchPorch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address401 LAKE DR
CitySALISBURY
StateNC
Zip28144-3452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 BLK N
Legal SubdivisionPROPERTY OF THE JOHNS S HENDERSON
Legal BlockN
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2035
Census Tract52000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Kesler Manufacturing Co.-Cannon Mills Co. Plant No. 7 Historic District
listed 1985 · 110 contributing resources · NRIS 85001346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 Lake Dr is owned and occupied by an individual who bought it in May 2017.

Source: Rowan County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address401 LAKE DR, SALISBURY, NC 28144-3452
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2017 · Amount on File
Deed SaleMay 1, 2017 · Amount on File
Prior SaleNov 1, 1999
Deed Book / Page1289 / 171
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMay 1, 2017
Property Address401 LAKE DR, SALISBURY, NC 28144-3452
Document Number0012890171
Book / Page1289 / 0171
Instrument DateApr 17, 2017
Transaction TypeConstruction Loan
Record UpdatedOct 12, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 BIRKDALE DR, 156, SALISBURY, NC 28144-8562

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 LAKE DR, SALISBURY, NC 28144-3452

Mortgage

Document Number12890172
DateMay 1, 2017
Instrument1289/0172
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Mortgage

Document Number0012890173
DateMay 1, 2017
Book Page1289/0173
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 401 Lake Dr was $2,226.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,226.00$186,166 Land $28,493 Building $157,673$186,166 Land $28,493 Building $157,673
2023$2,226.00$186,166 Land $28,493 Building $157,673$186,166 Land $28,493 Building $157,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2005–2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Lake Dr

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