Henrico County property record for 401 Kramer Dr, Henrico, VA 23075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1958 |
| Lot Size | 0.262 acres (11,423 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Sep 2019) |
| Tax Bill | $2,221 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 823-727-8721 |
| Primary APN | 823-727-8721 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 984 sqft Living Area |
| Gross Area | 1,992 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,423 sqft (0.262 acres) |
| Lot Depth | 140 ft Depth |
| Garage Type | Detached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | PL0322301 |
|---|---|
| Street Address | 401 KRAMER DR |
| City | HENRICO |
| State | VA |
| Zip | 23075-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | 0142120000F 0001; MEADOWVIEW BL F LT 1 12 A2 22 |
| Legal Subdivision | MEADOWVIEW |
| Legal Lot Number | 1,12 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 201203 |
Source: Henrico County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 KRAMER DR, HIGHLAND SPRINGS, VA 23075-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Apr 2, 2020 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 20, 2019 | Warranty Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORPORATION |
| Jun 17, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Mar 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| Mar 27, 2017 | Grant Deed, Construction Loan PROSPERITY HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 201929304 |
| Deed Book / Page | 5897 / 1028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | May 26, 2026 |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 0000014976 |
| Book / Page | 6783 / 1198 |
| Instrument Date | May 15, 2026 |
| Instrument | 202614976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 0000014976, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 6783/1198 |
| Instrument | 202614976 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 1, 2066 |
| Rate | 8.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLEWORKS OF VIRGINIA INC |
| Name | Verified Name |
|---|
| Document Number | 6126743 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 6126/743 |
| Instrument | 202100001879 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NEW KENT VA |
| Recording Date | Apr 2, 2020 |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 200001189 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 200001189 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4101 QUINTON RD, QUINTON, VA 23141-2207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Sep 20, 2019 |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 58971028 |
| Book / Page | 5897 / 1028 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 201900029304 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | C & C TITLE & SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 201900029305 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 201900029305 |
| Name | MASON MCDUFFIE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Jun 17, 2019 |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 5861596 |
| Book / Page | 005861 / 000596 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 17231 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $177.08 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W 7TH ST #1110 TULSA OK 741191031, 1110, TULSA, OK 74119-1031 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 56172077 |
| Book / Page | 005617 / 002077 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 401 KRAMER DR HIGHLAND SPRINGS VA 230751506, HIGHLAND SPRINGS, VA 23075-1506 |
| Document Number | 56172077 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 005617/002077 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Mar 27, 2017 |
| Property Address | 401 KRAMER DR, HENRICO, VA 23075-1506 |
| Document Number | 55982346 |
| Book / Page | 005598 / 002346 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 6, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 KRAMER DR HIGHLAND SPRINGS VA 230751506, HIGHLAND SPRINGS, VA 23075-1506 |
| Document Number | 55982350 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 005598/002350 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2047 |
| Document Number | 55982365, |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 005598/002365 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 26, 2018 |
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,221.00 (+17.33%) | $252,300 (+13.7%) Land $45,000 Building $207,300 | $252,300 (+13.7%) Land $45,000 Building $207,300 |
| 2025 | $221,900 (+0.77%) Land $40,000 Building $181,900 | $221,900 (+0.77%) Land $40,000 Building $181,900 | |
| 2023 | $1,893.00 | $220,200 Land $40,000 Building $180,200 | $220,200 Land $40,000 Building $180,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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