401 Junius St, Loves Park, IL 61111 Property Records

Winnebago County property record for 401 Junius St, Loves Park, IL 61111

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,274 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2026)
Tax Bill	$2,887 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-12-431-001`

Property Details

APN / Parcel Number

Primary APN	`11-12-431-001`
Alternative APN	`192A320`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	728 sqft
Basement Area	728 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Corner
Garage Type	Basement
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	192A320
Street Address	401 JUNIUS ST
City	LOVES PARK
State	IL
Zip	61111-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SNOWS ARLINGTON SUBD BNG SUBD IN E 1/2SEC 12-44-1 LOT 095
Legal Range	1
Legal Township	44
Legal Section	12
Legal Subdivision	SNOWS ARLINGTON SUB
Legal Lot Number	095
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3016
Census Tract	300

Owner

Source: Winnebago County records · APN 11-12-431-001

Assessment roll updated July 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 JUNIUS ST, LOVES PARK, IL 61111-5833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	202610841
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 04, 2026
Property Address	401 JUNIUS ST, LOVES PARK, IL 61111-5833
Document Number	0000010841
Instrument Date	Apr 30, 2026
Instrument	2026.10841
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 JUNIUS ST, LOVES PARK, IL 61111-5833

Mortgage

Document Number	0000010842,
Date	May 04, 2026
Instrument	2026.10842

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Loves Park City
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,887.00	$40,668 (+43.31%) Land $4,761 Building $35,907	$122,004 (+43.31%) Land $14,283 Building $107,721
2022	Homeowner's exemption	$28,377 Land $3,753 Building $24,624	$85,131 Land $11,259 Building $73,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2021)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 321 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOVES PARK serves 23,335 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.