401 Jule Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 401 Jule Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,299 sqft · built 1972
Lot Size	4.02 acres (175,329 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,030 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jan 2017 Refinance
APN	`0610000001043`

Property Details

APN / Parcel Number

Primary APN	`0610000001043`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,299 sqft Living Area
1st Floor Area	1,769 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	175,329 sqft (4.02 acres)
Lot Dimensions	431 ft deep x 427 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Open Porch
Porch Area	600 sqft
Deck Area	768 sqft
Patio Area	657 sqft
Shed	1 Shed
Shed Area	768 sqft
Lean-To	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 JULE DR
City	CHESAPEAKE
State	VA
Zip	23322-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	18C-1 RESUB LTS 18C & 18D GREEN-O-RANCH 4.025 AC
Legal Subdivision	JULE DRIVE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2005
Census Tract	21009

Owner

401 Jule Dr is owned and occupied by two individuals who acquired it in March 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 JULE DR, CHESAPEAKE, VA 23322-3617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 25, 2025
Transfer Doc	010839/707
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	401 JULE DR, CHESAPEAKE, VA 23322-3617
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010284/208
Date	Dec 30, 2020
Book Page	10284/208
Instrument	200049657

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	401 JULE DR, CHESAPEAKE, VA 23322-3617
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170001056
Date	Jan 17, 2017
Book Page	9744/1738
Instrument	170001056

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 401 Jule Dr was $8,030, up 5.3% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,400 (+6.47%) Land $290,000 Building $556,400	$846,400 (+6.47%) Land $290,000 Building $556,400
2025	$8,030.00 (+5.28%)	$795,000 Land $258,700 Building $536,300	$795,000 Land $258,700 Building $536,300
2024	$7,627.00
2023		$693,200 (+6.66%) Land $203,700 Building $489,500	$693,200 (+6.66%) Land $203,700 Building $489,500
2022		$649,900 Land $188,700 Building $461,200	$649,900 Land $188,700 Building $461,200
2019	$5,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 Jule Dr; there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Jule Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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