401 Judith Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 401 Judith Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1955
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,264 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N64 01412 0003`

Property Details

APN / Parcel Number

Primary APN	`N64 01412 0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,417 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	468 sqft
Deck Area	320 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 JUDITH DR
City	DAYTON
State	OH
Zip	45429-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 MARINOLE PK 3
Legal Subdivision	OL
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2005
Census Tract	20602

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 JUDITH DR, KETTERING, OH 45429-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 3, 2024	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jun 18, 2018	Affidavit of Death, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2018
Deed Sale	Jun 18, 2018
Prior Sale	Jul 9, 2007 · Amount on Record
Deed Document Number	2018-00035045
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	401 JUDITH DR, DAYTON, OH 45429-5307
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 JUDITH DR, KETTERING, OH 45429-5307

Mortgage

Document Number	0000077260
Date	Oct 8, 2021
Instrument	2021-00077260

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	401 JUDITH DR, DAYTON, OH 45429-5307
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 JUDITH DR, KETTERING, OH 45429-5307

Mortgage

Document Number	0000028302
Date	Jun 3, 2024
Instrument	2024-00028302

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 26, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	401 JUDITH DR, KETTERING, OH 45429-5307
Document Number	0000046312
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 JUDITH DR KETTERING OH 454295307, KETTERING, OH 45429-5307

Mortgage

Document Number	0000046312
Date	Aug 8, 2018
Instrument	46312

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 18, 2018
Property Address	401 JUDITH DR, KETTERING, OH 45429-5307
Document Number	0000035045
Instrument Date	Mar 29, 2018
Instrument	35045
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 JUDITH DR KETTERING OH 454295307, KETTERING, OH 45429-5307

Mortgage

Document Number	35046
Date	Jun 18, 2018
Instrument	35046

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,050 (-) Land $17,880 Building $63,170
2024	$5,264.00 (+2.65%)
2023	$5,128.00 (+2.36%)	$81,050 (+29.37%) Land $17,880 Building $63,170	$231,570 (+29.37%) Land $51,080 Building $180,490
2022	$5,010.00	$62,650 Land $13,860 Building $48,790
2020			$179,000 Land $39,600 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cincinnati Bell.

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