Saginaw County property record for 401 Johnson St, Saginaw, MI 48607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1880 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Aug 2020) |
| Tax Bill | $1,384 (2025) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 02-12-5-06-0352-000 |
| Primary APN | 02-12-5-06-0352-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,354 sqft (0.077 acres) |
| Lot Dimensions | 56 ft deep x 60 ft wide |
| Porch | Covered Porch |
| Porch Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 401 JOHNSON ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B/URB |
| Legal Description | E 1/2 OF LOT 10 BLK 103 CITY OF ZILWAUKEE SEC 06 T12N R5E |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 06 |
| Legal Subdivision | VILLAGE OF ZILWAUKEE |
| Legal Block | 103 |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 400 |
Source: Saginaw County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 W CAPITOL ST, SAGINAW, MI 48604-1410 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 202021354 |
| Prior Transfer Date | Jan 10, 2013 |
| Prior Transfer Doc | 0000001362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 27, 2020 |
| Property Address | 401 JOHNSON ST, SAGINAW, MI 48607 |
| Document Number | 0000021354 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 21354 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 W CAPITOL ST SAGINAW MI 486041410, SAGINAW, MI 48604-1410 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,900 (+19.77%) | $61,800 (+19.77%) | |
| 2025 | $1,384.00 (-20.23%) | ||
| 2023 | $25,800 | $51,600 | |
| 2022 | $1,735.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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