Kendall County property record for 401 James St, Boerne, TX 78006
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,598 sqft · built 1944 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,281 (2025) |
| Deeds & Mortgages | Apr 2024 Reverse Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R22915 |
| Primary APN | R22915 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 1,748 sqft |
| 1st Floor Area | 1,182 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Asbestos |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,187 sqft (0.165 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 143 sqft |
| Patio Area | 515 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 JAMES ST |
|---|---|
| City | BOERNE |
| State | TX |
| Zip | 78006-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARNISCH & BAER LOT 16A (REPLAT), 0.165 ACRES |
| Legal Subdivision | HARNISCH & BAER |
| Legal Block | 1 |
| Legal Lot Number | 16A |
| Jurisdiction | KENDALL TX |
| Township / Civil Division | BOERNE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970500 |
401 James St is owned by two individuals who acquired it in December 2025.
Source: Kendall County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 TURNER AVE, BOERNE, TX 78006-2357 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Reverse Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS LLC |
| Aug 3, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 |
| Deed Sale | Dec 10, 2025 |
| Prior Sale | Aug 27, 2008 · Amount on File |
| Deed Document Number | 2025404337 |
| Prior Transfer Date | Oct 17, 2007 |
| Prior Transfer Doc | 0000226133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 401 JAMES ST, BOERNE, TX 78006-2423 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 JAMES ST, BOERNE, TX 78006-2423 |
| Document Number | 0000388273 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 388273 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 401 JAMES ST, BOERNE, TX 78006-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | QUICKEN LOANS INC |
| Name | Verified Name |
|---|
| Document Number | 0000345777 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 1788/384 |
| Instrument | 345777 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 401 JAMES ST, BOERNE, TX 78006-2423 |
| Document Number | 0000314133 |
| Book / Page | 001593 / 001026 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 JAMES ST BOERNE TX 780062423, BOERNE, TX 78006-2423 |
| Document Number | 0000314133 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 001593/001026 |
| Instrument | 314133 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2047 |
The 2025 property tax bill for 401 James St was $4,281.
Source: Kendall County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Boerne City |
| County | Kendall County |
| Unified School District | Boerne Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,000 (+9.65%) Land $195,460 Building $139,540 | $335,000 (-10.1%) Land $195,460 Building $139,540 | |
| 2025 | $4,281.00 Homeowner's exemption | $305,520 (+1%) | $372,640 (-) Land $191,840 Building $180,800 |
| 2024 | $277,745 (+1%) Land $191,840 Building $180,800 | $372,640 (-) Land $191,840 Building $180,800 | |
| 2023 | $3,696.00 (-11.37%) Homeowner's exemption | $252,495 Land $191,840 Building $180,800 | $372,640 Land $191,840 Building $180,800 |
| 2022 | $4,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 James St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 7 (1997–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 James St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOERNE serves 24,769 people · EPA ID TX1300001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures