401 Ingham St, Grayling, MI 49738 Property Records

Crawford County property record for 401 Ingham St, Grayling, MI 49738

Property Summary

Property TypeMulti-Family Dwellings
Details2,888 sqft · built 1977
Lot Size0.331 acres (14,400 sqft)
OwnerCompany Name on File
Last Sale$152,500 (Feb 2021)
Tax Bill$4,482 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN070-100-022-011-00

Property Details

APN / Parcel Number

Primary APN070-100-022-011-00

Interior

Units4 Units
Stories2 Stories
Building Area2,888 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Lot Area14,400 sqft (0.331 acres)
Lot Dimensions120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address401 INGHAM ST
CityGRAYLING
StateMI
Zip49738-1646
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-1B
Legal DescriptionLOTS 11 & 12, BLOCK 22, ORIGINAL PLAT OF THE VILLAGE, NOW CITY, OF GRAYLING
Legal SubdivisionORIGINAL OF GRAYLING CITY
Legal Block22
Legal Lot Number11-12
JurisdictionCRAWFORD MI
Township / Civil DivisionGRAYLING
Census Block Group1
Census Block1052
Census Tract960200

Owner

401 Ingham St, a residential property, is owned by a company that bought it in February 2021.

Source: Crawford County records, as of June 2, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 124, GRAYLING, MI 49738-0124
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
NORTHLAND AREA FEDERAL CREDIT
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
NORTHLAND AREA FEDERAL CREDIT UNION
Nov 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTHLAND AREA FEDERAL CREDIT UNION
Feb 4, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHLAND AREA FEDERAL CREDIT UNION
Dec 12, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHLAND AREA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2021 · Amount on File
Deed SaleFeb 4, 2021 · Amount on File
Prior SaleJan 6, 2006
Deed Book / Page753 / 384
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address401 INGHAM ST, GRAYLING, MI 49738-1646
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 INGHAM ST, GRAYLING, MI 49738-1646

Mortgage

Document Number0000000831/0000000797
DateSep 30, 2025
Book Page0000000831/0000000797
Lender
NameNORTHLAND AREA FEDERAL CREDIT
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address401 INGHAM ST, GRAYLING, MI 49738-1646
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 INGHAM ST, GRAYLING, MI 49738-1646

Mortgage

Document Number0000000831/0000000797
DateSep 30, 2025
Book Page0000000831/0000000797
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address401 INGHAM ST, GRAYLING, MI 49738-1646
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 124, GRAYLING, MI 49738-0124

Mortgage

Document Number0000000800/0000000916
DateNov 30, 2023
Book Page0000000800/0000000916
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAWFORD MI
Recording DateFeb 4, 2021
Property Address401 INGHAM ST, GRAYLING, MI 49738-1646
Document Number753/384
Book / Page753 / 384
Instrument DateJan 25, 2021
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3140 WOODLAND DR, GRAYLING, MI 49738-7030

Mortgage

Document Number0000000753/0000000387
DateFeb 4, 2021
Book Page0000000753/0000000387
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address401 INGHAM ST, GRAYLING, MI 49738-1646
Transaction TypeMortgage
Record UpdatedOct 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number737/702
DateDec 12, 2018
Book Page737/702
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 Ingham St was $4,482.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCrawford County
MunicipalityGrayling City
Unified School DistrictCrawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,700 Land $68,700$137,400 Land $137,400
2025$4,482.00
2023$68,800 Land $68,800$137,600 Land $137,600
2022$4,470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Ingham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Ingham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAYLING
serves 1,884 people · EPA ID MI0002840
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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