401 Independence Ave, Tipton, MO 65081 Property Records

Moniteau County property record for 401 Independence Ave, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	2,222 sqft · built 1907
Lot Size	0.658 acres (28,672 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-496-0`

Property Details

APN / Parcel Number

Primary APN	`28-496-0`
Alternative APN	`08-5.0-16-004-007-004.000`

Interior

Building Area	2,222 sqft Adjusted Area
1st Floor Area	1,538 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,672 sqft (0.658 acres)
Garage Area	1,104 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-496-0
Street Address	401 INDEPENDENCE AVE
City	TIPTON
State	MO
Zip	65081-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 349.5' N OF N LINE HWY 50 OF W LINE INDEPENDENCE AVE, TH N 130'(S), TH W 210', TH S 180'(S), TH E 45', TH N 50'(S), TH E
Legal Range	17W
Legal Township	45N
Legal Section	16
Legal Subdivision	BOYD GWINNERS ADDITION
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	1
Census Block	1149
Census Tract	385400

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 INDEPENDENCE AVE, TIPTON, MO 65081-8228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit THE TIPTON LATHAM BANK NA
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE TIPTON LATHAM BANK NA
Jan 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019
Deed Sale	Jan 30, 2019
Deed Document Number	2019144
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	0020052599
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	401 INDEPENDENCE AVE, TIPTON, MO 65081-8228
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 INDEPENDENCE AVE, TIPTON, MO 65081-8228

Mortgage

Document Number	202101584
Date	Jun 29, 2021
Instrument	202101584

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank
Address	TIPTON, MO 65081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Aug 24, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	401 INDEPENDENCE AVE, TIPTON, MO 65081-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900841
Date	Jun 3, 2019
Instrument	201900841

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank
Address	TIPTON, MO 65081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 8, 2024

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Jan 30, 2019
Property Address	401 INDEPENDENCE AVE, TIPTON, MO 65081-8228
Document Number	0201900144
Instrument Date	Jan 28, 2019
Instrument	201900144
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 INDEPENDENCE AVE, TIPTON, MO 65081-8228
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,320 (-)
2025	$1,026.00 (+9.85%)	$16,320 (-)	$85,900 (-) Land $13,900 Building $72,000
2023	$934.00	$16,320	$85,900 Land $13,900 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON PWS serves 2,861 people · EPA ID MO3010791
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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