401 Hower Ave, Boswell, PA 15531 Property Records

Somerset County property record for 401 Hower Ave, Boswell, PA 15531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,606 sqft · built 1900
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,277 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S07-024-237-000`

Property Details

APN / Parcel Number

Primary APN	`S07-024-237-000`
Alternative APNs	`S07-024-237-00` `070005550`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
1st Floor Area	480 sqft
Basement Area	323 sqft
Finished Basement	323 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	070005550
Street Address	401 HOWER AVE
City	BOSWELL
State	PA
Zip	15531-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 30 2 STY VINYL HO GAR SHED
Legal Block	30
Legal Lot Number	8
Jurisdiction	SOMERSET PA
Township / Civil Division	BOSWELL
Census Block Group	2
Census Block	2020
Census Tract	20602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boswell Historic District listed 1994 · 91 contributing resources · NRIS 94000519

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	401 HOWER AVE, BOSWELL, PA 15531-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2025	Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	Sep 30, 2026
Property Address	401 HOWER AVE, BOSWELL, PA 15531-1003
Document Number	0000007249
Book / Page	3216 / 936
Instrument Date	Sep 21, 2026
Instrument	20267249
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOWER AVE, BOSWELL, PA 15531-1003

Mortgage

Document Number	0000007249,
Date	Sep 30, 2026
Book Page	3216/936
Instrument	20267249

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	401 HOWER AVE, BOSWELL, PA 15531-1003
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOWER AVE, BOSWELL, PA 15531-1003

Mortgage

Document Number	003164/973
Date	Dec 17, 2025
Book Page	3164/973
Instrument	2025009014

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Mar 17, 2025
Property Address	401 HOWER AVE, BOSWELL, PA 15531-1003
Document Number	003116/130
Book / Page	3116 / 130
Map Reference	VOL 104 PG 698
Instrument Date	Feb 20, 2025
Instrument	2025001554
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOWER AVE, BOSWELL, PA 15531-1003

Mortgage

Document Number	003116/134
Date	Mar 17, 2025
Book Page	3116/134
Instrument	2025001555

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Boswell Borough
County	Somerset County
Unified School District	North Star School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,277.00 (+8.5%)	$19,460 (-)
2024	$1,177.00 (+6.71%)	$19,460 (-)
2023	$1,103.00	$19,460
1998			$38,900 Land $3,490 Building $35,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSWELL BORO MUNI AUTH serves 2,900 people · EPA ID PA4560030
Water Source	Purchased surface water from SOMERSET CNTY QUEMAHONING SYST
Last State Inspection	Aug 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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