401 Hoover Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 401 Hoover Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,065 sqft · built 1950
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2025)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-2310-0026-00-2`

Property Details

APN / Parcel Number

Primary APN	`18-2310-0026-00-2`
Alternative APN	`11-18-2310-0026-00-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,065 sqft Living Area
1st Floor Area	852 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	136 ft deep x 51.4 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 HOOVER AVE
City	BENTON HARBOR
State	MI
Zip	49022-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 26 FIELDVIEW
Legal Subdivision	FIELDVIEW
Legal Lot Number	26
Legal Unit	26
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3003
Census Tract	700

Owner

401 Hoover Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 HOOVER AVE, BENTON HARBOR, MI 49022-7031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Aug 24, 1998 · Amount on File
Deed Document Number	2025447117
Deed Book / Page	3465 / 2616
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	02978/1071
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 26, 2025
Property Address	401 HOOVER AVE, BENTON HARBOR, MI 49022-7031
Document Number	03465/2616
Book / Page	3465 / 2616
Map Reference	LB 8 PG 70
Instrument Date	Nov 21, 2025
Instrument	2025447117
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 HOOVER AVE, BENTON HARBOR, MI 49022-7031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOOVER AVE, BENTON HARBOR, MI 49022-7031

Tax Assessment & Valuation

The 2025 property tax bill for 401 Hoover Ave was $1,426 with a homeowner's exemption, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,000 (+1.32%)	$154,000 (+1.32%)
2025	$1,426.00 (+2.96%) Homeowner's exemption	$76,000	$152,000
2024	$1,385.00
2023		$51,400	$102,800
2022	$1,259.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 Hoover Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Hoover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20