Cherokee County property record for 401 Holmes St, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,172 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $42,500 (Sep 2025) |
| Tax Bill | $419 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032610-23-3 |
| Primary APN | 032610-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,172 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Shingles |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 401 HOLMES ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 401 HOLMES ST 0.23AC |
| Legal Lot Number | B |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970201 |
401 Holmes St is owned by a company that bought it in September 2025.
Source: Cherokee County records, as of May 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 607 MOUNTAIN DROOR DR, BOILING SPRINGS, SC 29316 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MTG LLC |
| Sep 29, 2025 | Warranty Deed, Transfer · Line of Credit MERCHANTS MORTGAGE & TRUST CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Feb 27, 2025 · Amount on File |
| Deed Document Number | 20255253 |
| Deed Book / Page | 189 / 2486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 5, 2026 |
| Property Address | 401 HOLMES ST, GAFFNEY, SC 29341-1718 |
| Document Number | 0000002408 |
| Book / Page | 197 / 2674 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20262408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 44 WILLIAM ST, LINCOLN PARK, NJ 07035-1131 |
| Document Number | 0000002408, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 197/2674 |
| Instrument | 20262408 |
| Name | DEEPHAVEN MTG LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 29, 2025 |
| Property Address | 401 HOLMES ST, GAFFNEY, SC 29341-1718 |
| Document Number | 0001892486 |
| Book / Page | 189 / 2486 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-5253 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 MOUNTAINBROOK DR, BOILING SPRINGS, SC 29316-6112 |
| Document Number | 0020255254 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-5254 |
| Name | MERCHANTS MORTGAGE & TRUST CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 401 Holmes St was $419, up 4.2% from the year before.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419.00 (+4.23%) | $1,010 (-) Land $480 Building $530 | $16,800 (-) Land $8,000 Building $8,800 |
| 2024 | $402.00 (+0.5%) | $1,010 (-) Land $480 Building $530 | $16,800 (-) Land $8,000 Building $8,800 |
| 2023 | $400.00 | $1,010 Land $480 Building $530 | $16,800 Land $8,000 Building $8,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 Holmes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Holmes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures