401 Holly Dr, Sebring, FL 33876 Property Records

Highlands County property record for 401 Holly Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1980
Lot Size	0.346 acres (15,074 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2024)
Tax Bill	$2,150 (2024)
Deeds & Mortgages	Jan 2024 Sale Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`C-15-35-30-050-0OO0-0050`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-050-0OO0-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	15,074 sqft (0.346 acres)
Lot Dimensions	130 ft deep x 117 ft wide
Garage Type	Finished
Garage Area	446 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	202 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	401 HOLLY DR
City	SEBRING
State	FL
Zip	33876-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE V PB 10-PG 23 LOT 5 BLK OO
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 05
Legal Block	OO
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4016
Census Tract	961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 HOLLY DR, SEBRING, FL 33876-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WAUCHULA STATE BANK
Jul 23, 2020	Warranty Deed, Transfer · Line of Credit WAUCHULA STATE BANK
May 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jul 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Jul 6, 2018
Deed Document Number	2186867
Deed Book / Page	3021 / 1340
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 23, 2024
Property Address	401 HOLLY DR, SEBRING, FL 33876-6213
Document Number	0002186867
Book / Page	3021 / 1340
Map Reference	MB 10 PG 23
Instrument Date	Jan 16, 2024
Instrument	2186867
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 NURSERY RD, SEBRING, FL 33875-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 4 MILE RD NE, GRAND RAPIDS, MI 49525-2066

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	401 HOLLY DR, SEBRING, FL 33876-6213
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOLLY DR, SEBRING, FL 33876-6213

Mortgage

Document Number	0002068601
Date	Dec 15, 2021
Book Page	2871/1249
Instrument	2068601

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 23, 2020
Property Address	401 HOLLY DR, SEBRING, FL 33876-6213
Document Number	0001992586
Book / Page	2763 / 1935
Map Reference	MB 10 PG 23
Instrument Date	Jul 20, 2020
Instrument	1992586
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 4TH AVE S, 621, SOUTH SAINT PAUL, MN 55075-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 VILLAWAY N, SEBRING, FL 33876-7907

Mortgage

Document Number	0001992587
Date	Jul 23, 2020
Book Page	2763/1937
Instrument	1992587

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 5, 2020
Property Address	401 HOLLY DR, SEBRING, FL 33876-6213
Document Number	0001984699
Book / Page	002751 / 001372
Instrument Date	May 3, 2020
Instrument	1984699
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 4TH AVE S SOUTH ST PAUL MN 550752819, SOUTH ST PAUL, MN 55075-2819

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	401 HOLLY DR, SEBRING, FL 33876-6213
Document Number	0001912823
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOLLY DR SEBRING FL 338766213, SEBRING, FL 33876-6213

Mortgage

Document Number	0001912823
Date	Sep 27, 2018
Book Page	002657/001520
Instrument	1912823

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2038

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 6, 2018
Property Address	401 HOLLY DR, SEBRING, FL 33876-6213
Document Number	0001903108
Book / Page	002644 / 001391
Instrument Date	Jun 25, 2018
Instrument	1903108
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HOLLY DR SEBRING FL 338766213, SEBRING, FL 33876-6213

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,855 (+26.48%) Land $18,000 Building $167,855	$185,855 (+7.53%) Land $18,000 Building $167,855
2024	$2,150.00 (+3.76%)
2023	$2,072.00 (+2.07%) Homeowner's exemption	$146,948 (+3%)	$172,847 (+21.15%) Land $15,000 Building $157,847
2022	$2,030.00 Homeowner's exemption	$142,668 Land $11,000 Building $131,668	$142,668 Land $11,000 Building $131,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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