401 Highland Loop, Ronald, WA 98940 Property Records

Kittitas County property record for 401 Highland Loop, Ronald, WA 98940

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,568 sqft · built 1991
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2013)
Tax Bill$3,249 (2026)
Deeds & MortgagesJan 2021 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNP532234

Property Details

APN / Parcel Number

Primary APNP532234
Alternative APNs
  • 2014020511117
  • 532234

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area1,652 sqft
1st Floor Area1,008 sqft
AtticAttic
Attic Area240 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Garage TypeDetached
Garage Area384 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area84 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic

Location & Zoning

Street Address401 HIGHLAND LOOP
CityRONALD
StateWA
Zip98940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeKC-R-3
Legal DescriptionACRES .32, PINE LOCH SUN #2 LOT 17 BLOCK K SEC. 2; TWP. 20; RGE. 14
Legal Range14
Legal Township20
Legal Section02
Legal SubdivisionPINE LOCH SUN #2
Legal BlockK
Legal Lot Number17
JurisdictionKITTITAS WA
Township / Civil DivisionCLE ELUM
Census Block Group1
Census Block1011
Census Tract975101

Owner

Source: Kittitas County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8205 65TH AVE E, PUYALLUP, WA 98371-5564
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2013 · Amount on Record
Deed SaleOct 9, 2013 · Amount on Record
Deed Document Number201317
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Property Address401 HIGHLAND LOOP, RONALD, WA 98940
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001130017
DateJan 13, 2021
Instrument202101130017
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueNov 1, 2035

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Property Address401 HIGHLAND LOOP, RONALD, WA 98940
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008170023
DateAug 17, 2021
Instrument202108170023
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term171 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyKittitas County
Unified School DistrictCle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,249.00$538,680 (-1.18%) Land $87,500 Building $451,180$538,680 (-1.18%) Land $87,500 Building $451,180
2023$545,110 Land $87,500 Building $457,610$545,110 Land $87,500 Building $457,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims13 (1990–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 85% of Washington
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inland Telephone Company
Fiber
500 / 500
Gigabeam Internet
Fixed Wireless
300 / 300

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