401 Highland Ct, Concord, CA 94520 Property Records

Contra Costa County property record for 401 Highland Ct, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1990
Lot Size	0.228 acres (9,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Nov 2018)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-420-002-6`

Property Details

APN / Parcel Number

Primary APN	`100-420-002-6`
Alternative APN	`100-420-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Lot Area	9,936 sqft (0.228 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	401 HIGHLAND CT
City	CONCORD
State	CA
Zip	94520-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	T7178 L2
Legal Subdivision	SUBDIVISION 7178
Legal Tract	7178
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1046
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 HIGHLAND CT, CONCORD, CA 94520-1130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 5, 2018	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Oct 19, 2017	Deed of Trust, Mortgage · Conventional with PMI GREENBOX LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Sep 4, 1998 · Amount on Record
Deed Document Number	2018180003
Last Transfer Date	Dec 8, 2021
Transfer Doc	0000338024
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	401 HIGHLAND CT, CONCORD, CA 94520-1130
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HIGHLAND CT, CONCORD, CA 94520-1130

Mortgage

Document Number	0000206906
Date	Jul 22, 2021
Instrument	2021-206906

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2049

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 14, 2021
Property Address	401 HIGHLAND CT, CONCORD, CA 94520-1130
Document Number	0000338024
Map Reference	MB 339 PG 24
Instrument Date	Dec 8, 2021
Instrument	2021-338024
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	401 HIGHLAND CT, CONCORD, CA 94520-1130

Mortgage

Document Number	0000338025
Date	Dec 14, 2021
Instrument	2021-338025

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	401 HIGHLAND CT, CONCORD, CA 94520-1130
Document Number	0000218903
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 HIGHLAND CT CONCORD CA 945201130, CONCORD, CA 94520-1130

Mortgage

Document Number	0000218903
Date	Dec 6, 2019
Instrument	218903

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2018
Property Address	401 HIGHLAND CT, CONCORD, CA 94520-1130
Document Number	0000180003
Map Reference	MB 339 PG 24
Instrument Date	Oct 30, 2018
Instrument	2018-180003
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	401 HIGHLAND CT, CONCORD, CA 94520-1130

Mortgage

Document Number	0000180004
Date	Nov 5, 2018
Instrument	2018-180004

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	401 HIGHLAND CT, CONCORD, CA 94520-1130
Document Number	0000203009
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 HIGHLAND CT CONCORD CA 945201130, CONCORD, CA 94520-1130

Mortgage

Document Number	0000203009
Date	Oct 27, 2017
Instrument	203009

Lender

Name	GREENBOX LNS
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,178 (+2%) Land $359,835 Building $277,343
2025	$7,832.00 (+4.11%)	$624,685 (+4.04%) Land $352,780 Building $271,905
2023	$7,523.00 (+0.87%)	$600,430 Land $339,082 Building $261,348
2022	$7,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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