401 High Rock St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 401 High Rock St, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2006
Square Footage1,149 sqft Living Area
Lot Size10,629 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$1,460,000 (2022)
Tax Bill$15,391.00 (2025)

Owner

Source: Norfolk County and Needham Town records · APN M:1380004100000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 HIGH ROCK ST, NEEDHAM, MA 02492-1540
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FBC MORTGAGE LLC
Jul 18, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
FIRST REPUBLIC BANK
Aug 27, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2022 · Amount on Record
Deed SaleJul 18, 2022 · Amount on Record
Prior SaleMay 25, 2007 · Amount on Record
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address401 HIGH ROCK ST, NEEDHAM, MA 02492-1540
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001485769
DateAug 27, 2021
Instrument1485769
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionNEEDHAM MA
Recording DateJul 18, 2022
Property Address401 HIGH ROCK ST, NEEDHAM, MA 02492-1540
Document Number0001506928
Instrument DateJul 18, 2022
Instrument1506928
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address401 HIGH ROCK ST, NEEDHAM, MA 02492-1540

Mortgage

Document Number0001506929
DateJul 18, 2022
Instrument1506929
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address401 HIGH ROCK ST, NEEDHAM, MA 02492-1540
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1485769
DateAug 27, 2021
Instrument1485769
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,391.00 (+5.63%)$1,452,000 (+29.94%) Land $722,000 Building $730,000$1,727,575 (+5.87%)
2024$1,631,720
2023$14,571.00$1,117,400 Land $474,400 Building $643,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNM:1380004100000
Alternative APN
  • NEED M:138.0 B:0041 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,149 sqft Living Area
Gross Area2,342 sqft Gross Area
1st Floor1,149 sqft 1st Floor
Basement Area1,149 sqft Basement
Unfinished Basement505 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2006
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,629 sqft (0.244 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address401 HIGH ROCK ST
CityNEEDHAM
StateMA
Zip02492-1540
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block41
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup4
Census Block4017
Census Tract403400

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