401 Heritage Ln, Ottawa, IL 61350 Property Records

LaSalle County property record for 401 Heritage Ln, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,484 sqft · built 1978
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Aug 2014)
Tax Bill$7,633 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN22-23-210-007

Property Details

APN / Parcel Number

Primary APN22-23-210-007
Alternative APN
  • 18-23-204-010

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area2,484 sqft Total Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address401 HERITAGE LN
CityOTTAWA
StateIL
Zip61350-4706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR ESTATES SUB #4, LT 11 SEC 23-33-3
Legal Range03
Legal Township33
Legal Section23
Legal SubdivisionWINDSOR ESTATES SUB UNIT 4
Legal Lot Number11
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group3
Census Block3017
Census Tract963500

Owner

401 Heritage Ln is owned and occupied by an individual who bought it in August 2014.

Source: LaSalle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address401 HERITAGE LN, OTTAWA, IL 61350-4706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2014 · Amount on File
Deed SaleAug 1, 2014 · Amount on File
Deed Document Number201414336
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address401 HERITAGE LN, OTTAWA, IL 61350-4706
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202211539
DateSep 6, 2022
Instrument2022-11539
Lender
NameOSB COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Heritage Ln was $7,633, up 6.4% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,633.00 (+6.43%)$81,798 Land $13,836 Building $67,962$245,394 Land $41,508 Building $203,886
2024$7,172.00
2023$69,330 (+9.53%) Land $11,727 Building $57,603$207,990 (+9.53%) Land $35,181 Building $172,809
2022$63,298 Land $12,710 Building $50,588$189,894 Land $38,130 Building $151,764

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Heritage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Heritage Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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