401 Hemlock St, Midland, MI 48642 Property Records

Midland County property record for 401 Hemlock St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 644 sqft · built 1937
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-24-60-328`

Property Details

APN / Parcel Number

Primary APN	`14-24-60-328`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	644 sqft Living Area
1st Floor Area	644 sqft
Basement Area	483 sqft
Unfinished Basement	483 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	128 ft deep x 110 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 HEMLOCK ST
City	MIDLAND
State	MI
Zip	48642-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	BEG 966 FT E & 525 FT S OF NW COR OF NW COR OF SW 1/4 OF SEC 24 W 128 FT, S 110 FT, E 128 FT, N 110 FT TO BEG.
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1011
Census Tract	290600

Owner

401 Hemlock St is owned and occupied by an individual who acquired it in June 2021.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	401 HEMLOCK ST, MIDLAND, MI 48642-6044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 3, 2021
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 4, 2021
Property Address	401 HEMLOCK ST, MIDLAND, MI 48642-6044
Document Number	1646/696
Book / Page	1646 / 696
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 E OLSON RD, 98, MIDLAND, MI 48640-8633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HEMLOCK ST, MIDLAND, MI 48642-6044

Tax Assessment & Valuation

The 2025 property tax bill for 401 Hemlock St was $2,286, up 1.6% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (+5.73%)	$121,800 (+5.73%)
2025	$2,286.00 (+1.65%)	$57,600	$115,200
2024	$2,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Hemlock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 Hemlock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20