Snohomish County property record for 401 Hemlock Ct, Sultan, WA 98294
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1996 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (May 2026) |
| Tax Bill | $531 (2026) |
| Deeds & Mortgages | May 2021 Reverse Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8531-000-008-00 |
| Primary APN | 8531-000-008-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,576 sqft |
| 1st Floor Area | 896 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 330932 |
|---|---|
| Street Address | 401 HEMLOCK CT |
| City | SULTAN |
| State | WA |
| Zip | 98294-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Description | COUNTRYWOOD ESTATES BLK 000 D-00 LOT 8 |
| Legal Section | 32 |
| Legal Subdivision | COUNTRYWOOD ESTATES |
| Legal Block | 000 D |
| Legal Lot Number | 8 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | SULTAN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 53802 |
Source: Snohomish County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 29, 2026 | Warranty Deed, Transfer · FHA Mortgage BANNER BANK |
| May 13, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Document Number | 2026121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Document Number | 0000000324 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 202105130324 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KIRKLAND, WA 98033 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 998 Months |
| Due | Jul 2, 2104 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | May 29, 2026 |
| Property Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Document Number | 0000000121 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026121 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Document Number | 0000000122, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202629122 |
| Name | BANNER BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Document Number | 202105130324 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 202105130324 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KIRKLAND, WA 98033 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 401 HEMLOCK CT, SULTAN, WA 98294-9439 |
| Document Number | 0000000454 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 401 HEMLOCK CT SULTAN WA 982949439, SULTAN, WA 98294-9439 |
| Document Number | 0000000454 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 201708290454 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Fixed Rate |
|---|
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Sultan City |
| Unified School District | Sultan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531.00 (-84.96%) | $406,000 (+4.64%) Land $242,000 Building $164,000 | $406,000 (+4.64%) Land $242,000 Building $164,000 |
| 2025 | $3,530.00 (+16.23%) | ||
| 2023 | $3,037.00 | $388,000 Land $206,000 Building $182,000 | $388,000 Land $206,000 Building $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 95 (1980–2025) |
| Claims Outside the SFHA | 2 of 95 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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