Hamilton County property record for 401 Heathgate Rd, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,762 sqft · built 1981 |
| Lot Size | 0.992 acres (43,212 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Aug 2018) |
| Tax Bill | $17,774 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0251-0023-00 |
| Primary APN | 500-0251-0023-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,762 sqft Living Area |
| Gross Area | 7,096 sqft |
| 1st Floor Area | 2,796 sqft |
| 2nd Floor Area | 1,766 sqft |
| Basement Area | 1,766 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 43,212 sqft (0.992 acres) |
| Lot Dimensions | 280 ft deep x 178 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | Deck Area |
| Patio Area | 333 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 401 HEATHGATE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATHGATE RD 178.80 X 280.22 IR LOT 23 BRISTOL MANORS SUB |
| Legal Subdivision | BRISTOL MANORS SUB |
| Legal Lot Number | 23 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 27500 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 HEATHGATE RD, CINCINNATI, OH 45255-3938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage CINFED CU |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CINFED CU |
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Aug 3, 2018 | Fiduciary Deed, Transfer CINFED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 201868015 |
| Deed Book / Page | 13724 / 1401 |
| Prior Transfer Date | Dec 30, 1994 |
| Prior Transfer Doc | 0000011110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 401 HEATHGATE RD, CINCINNATI, OH 45255-3938 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000112106 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 14066/01802 |
| Instrument | 2019-0112106 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 401 HEATHGATE RD, CINCINNATI, OH 45255-3938 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | TERRY MONNIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000093522 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14471/4663 |
| Instrument | 2021-0093522 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 401 HEATHGATE RD, CINCINNATI, OH 45255-3938 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037552 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 14645/1354 |
| Instrument | 2022-0037552 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 401 HEATHGATE RD, CINCINNATI, OH 45255-3938 |
| Document Number | 0000058275 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 HEATHGATE RD CINCINNATI OH 452553938, CINCINNATI, OH 45255-3938 |
| Document Number | 0000058275 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 014193/001054 |
| Instrument | 58275 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 3, 2018 |
| Property Address | 401 HEATHGATE RD, CINCINNATI, OH 45255-3938 |
| Document Number | 0000068015 |
| Book / Page | 13724 / 01401 |
| Map Reference | MB 214 PG 95&96 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 2018-0068015 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4801 KENNEDY AVE, CINCINNATI, OH 45209-7543 |
| Document Number | 0000068017 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0068017 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Number | 0000068018 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 13724/01418 |
| Instrument | 2018-0068018 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,774.00 (+2.84%) | $284,327 (+%) Land $44,097 Building $240,230 | $812,360 (-) Land $125,990 Building $686,370 |
| 2024 | $17,283.00 (+5.17%) | $284,325 (-) Land $44,096 Building $240,229 | |
| 2023 | $16,433.00 (-3.51%) | $284,325 (+8.31%) Land $44,096 Building $240,229 | $812,360 (+8.31%) Land $125,990 Building $686,370 |
| 2022 | $17,030.00 Homeowner's exemption | $262,501 Land $44,097 Building $218,404 | |
| 2020 | $750,000 Land $125,990 Building $624,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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