401 Harris Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 401 Harris Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,740 sqft · built 1930
Lot Size	0.181 acres (7,876 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Nov 2019)
Tax Bill	$10,244 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00196-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00196-0000-00001`
Alternative APN	`100019600001`

Interior

Stories	2 Stories
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	7,876 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide

Location & Zoning

Street Address	401 HARRIS AVE
City	MIDDLESEX
State	NJ
Zip	08846-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	75X105 2-3
Legal Subdivision	WATCHUNG ESTATES
Legal Block	196
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1022
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 HARRIS AVE, MIDDLESEX, NJ 08846-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Nov 8, 2019	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Nov 13, 2018	Grant Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	201994583
Deed Book / Page	17681 / 1859
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	401 HARRIS AVE, MIDDLESEX, NJ 08846-2012
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022642
Date	Feb 17, 2021
Book Page	18291/1579
Instrument	2021022642

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2049

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 8, 2019
Property Address	401 HARRIS AVE, MIDDLESEX, NJ 08846-2012
Document Number	2019094583
Book / Page	17681 / 1859
Map Reference	MAP 715
Instrument Date	Oct 21, 2019
Instrument	2019094583
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATL TTL INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,138.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	592 ARLINGTON AVE, 592, SOUTH PLAINFIELD, NJ 07080-3902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HARRIS AVE, MIDDLESEX, NJ 08846-2012

Mortgage

Document Number	2019094584
Date	Nov 8, 2019
Instrument	2019094584

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 13, 2018
Property Address	401 HARRIS AVE, MIDDLESEX, NJ 08846-2012
Document Number	0000097447
Book / Page	017348 / 000205
Instrument Date	Nov 9, 2018
Instrument	97447
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	592 ARLINGTON AVE SOUTH PLAINFIELD NJ 070803902, SOUTH PLAINFIELD, NJ 07080-3902

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,500 (+1%) Land $134,000 Building $410,500	$544,500 (+1%) Land $134,000 Building $410,500
2025	$10,244.00 (+9.34%) Veteran's exemption	$495,000 (+19.08%) Land $134,000 Building $361,000	$495,000 (+19.08%) Land $134,000 Building $361,000
2024	$9,369.00 (+11.71%)
2023		$415,700 Land $134,000 Building $281,700	$415,700 Land $134,000 Building $281,700
2022	$8,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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