Kendall County property record for 401 Hackney Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,444 sqft · built 2004 |
| Lot Size | 0.336 acres (14,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,500 (Nov 2016) |
| Tax Bill | $12,205 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-280-014 |
| Primary APN | 03-29-280-014 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,444 sqft Living Area |
| Gross Area | 5,783 sqft |
| 1st Floor Area | 3,444 sqft |
| Basement Area | 1,678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,629 sqft (0.336 acres) |
| Lot Dimensions | 137 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 661 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 401 HACKNEY LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 107 MORGAN CROSSING PHASE TWO VILLAGE OF OSWEGO |
| Legal Subdivision | MORGAN CROSSING PHASE TWO |
| Legal Lot Number | 107 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 890108 |
Source: Kendall County records · APN 03-29-280-014
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HEALTHCARE ASSOCS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on Record |
| Deed Sale | Nov 21, 2016 · Amount on Record |
| Prior Sale | Sep 20, 2013 · Amount on Record |
| Deed Document Number | 201618499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 401 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005742 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 202200005742 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 401 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Document Number | 0000010295 |
| Instrument Date | Jun 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 HACKNEY LN OSWEGO IL 605438285, OSWEGO, IL 60543-8285 |
| Document Number | 0000010295 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 10295 |
| Name | HEALTHCARE ASSOCS CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 28, 2029 |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,750 (+36.69%) Land $32,419 Building $147,331 | $539,250 (+36.69%) Land $97,257 Building $441,993 | |
| 2024 | $12,205.00 | ||
| 2022 | $131,506 Land $23,718 Building $107,788 | $394,518 Land $71,154 Building $323,364 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 240 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OSWEGO serves 38,169 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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