401 Grove St, Oxford, NC 27565 Property Records

Granville County property record for 401 Grove St, Oxford, NC 27565

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,452 sqft · built 1940
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Sep 2009)
Tax Bill$1,611 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10690-1230301

Property Details

APN / Parcel Number

Primary APN10690-1230301
Alternative APNs
  • 191308883842
  • 191308 107
  • 1230301

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Heated Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialSiding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)

Exterior Amenities

PorchSlab
Porch Area432 sqft
Deck Area32 sqft
Shed1 Shed
Shed Area196 sqft
Lean-To2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1230301
Street Address401 GROVE ST
CityOXFORD
StateNC
Zip27565-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description401 GROVE ST
Legal SubdivisionSURVEY FOR LARRY T CRISP
JurisdictionGRANVILLE NC
Township / Civil DivisionOXFORD
Census Block Group3
Census Block3027
Census Tract970200

Owner

401 Grove St is owned by an individual who bought it in September 2009.

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1703, OXFORD, NC 27565-1703
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2009 · Amount on File
Deed SaleSep 25, 2009 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Book / Page1328 / 195
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address401 GROVE ST, OXFORD, NC 27565-2528
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001775/77
DateMay 11, 2020
Book Page1775/77
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 401 Grove St was $1,611.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,757 (-) Land $51,750 Building $175,007
2025$1,611.00$226,757 Land $51,750 Building $175,007$226,757 (-) Land $51,750 Building $175,007
2024$226,757 (+91.89%) Land $51,750 Building $175,007
2023$1,088.00 (+0.93%)$118,168 (-) Land $25,875 Building $92,293$118,168 (-) Land $25,875 Building $92,293
2022$1,078.00$118,168 Land $25,875 Building $92,293$118,168 Land $25,875 Building $92,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Grove St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 8,972 people · EPA ID NC0239010
Water SourcePurchased surface water from HENDERSON-KERR LAKE REG WTR
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grove St

Nearby Streets

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