Cass County property record for 401 Green St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,864 sqft · built 1920 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Aug 2021) |
| Tax Bill | $3,919 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-436-00 |
| Primary APN | 14-160-200-436-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,864 sqft Building Perimeter |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 712 sqft |
| Unfinished Basement | 712 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 644 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 401 GREEN ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 933 LOT 174 & S 1/2 LOT 173 EX 3 1/2 FT OFF W END ST LOTS PATRICK HAMILTON'S 3RD ADD CITY OF DOWAGIAC. |
| Legal Subdivision | HAMILTONS THIRD ADDITION |
| Legal Lot Number | 173,174 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 1901 |
401 Green St is owned by two individuals who bought it in August 2021.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2900 CLEVELAND AVE, 206, SAINT JOSEPH, MI 49085-2365 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on File |
| Deed Sale | Aug 10, 2021 · Amount on File |
| Prior Sale | Jun 30, 2011 · Amount on File |
| Deed Book / Page | 1201 / 1085 |
| Prior Transfer Date | Aug 18, 2008 |
| Prior Transfer Doc | 0982/0033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 10, 2021 |
| Property Address | 401 GREEN ST, DOWAGIAC, MI 49047-1114 |
| Document Number | 1201/1085 |
| Book / Page | 1201 / 1085 |
| Map Reference | LB Q PG 559 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2900 CLEVELAND AVE, SAINT JOSEPH, MI 49085-4300 |
| Document Number | 01201/1086 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 1201/1086 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 401 GREEN ST, DOWAGIAC, MI 49047-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1123/0925 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 1123/0925 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 401 Green St was $3,919.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,900 (+11.12%) Land $89,900 | $179,800 (+11.12%) Land $179,800 | |
| 2025 | $3,919.00 Homeowner's exemption | $80,900 Land $80,900 | $161,800 Land $161,800 |
| 2023 | $65,000 | $130,000 | |
| 2022 | $3,448.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Green St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Green St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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