McNairy County property record for 401 Gray Rd, Michie, TN 38357
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 1980 |
| Lot Size | 0.923 acres (40,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000 (Apr 2019) |
| Tax Bill | $342 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 055136 02500 |
| Primary APN | 055136 02500 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 40,234 sqft (0.923 acres) |
| Terrain | Rolling |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 401 GRAY RD |
|---|---|
| City | MICHIE |
| State | TN |
| Zip | 38357-5011 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 4 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 930700 |
Source: McNairy County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 390 GRAY RD, MICHIE, TN 38357-5008 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Feb 9, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on Record |
| Deed Sale | Apr 29, 2019 · Amount on Record |
| Prior Sale | Sep 16, 1995 |
| Deed Document Number | 2019111412 |
| Deed Book / Page | 250 / 114 |
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 0000172373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 401 GRAY RD, MICHIE, TN 38357-5011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | UNKNOWN, FAYETTE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000018927 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 18/927 |
| Instrument | 130449 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 283 Months |
| Due | Oct 18, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Feb 9, 2023 |
| Property Address | 401 GRAY RD, MICHIE, TN 38357-5011 |
| Document Number | 0000172373 |
| Book / Page | 17 / 2373 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 129989 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 GRAY RD, MICHIE, TN 38357-5008 |
Source: McNairy County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Michie Town |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342.00 | $21,700 (-) Land $1,125 Building $20,575 | |
| 2024 | $342.00 (+1,8%) | $21,700 (-) Land $1,125 Building $20,575 | |
| 2023 | $21,700 Land $1,125 Building $20,575 | ||
| 2022 | $18.00 | $86,800 Land $4,500 Building $82,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MICHIE WATER DEPT serves 2,825 people · EPA ID TN0000454 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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