401 Graves Cir, Pottsboro, TX 75076 Property Records

Grayson County property record for 401 Graves Cir, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1994
Lot Size	0.55 acres (23,962 sqft)
Owner	Individual Name on File
Last Sale	$229,757 (Mar 2026)
Tax Bill	$429 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022B654001202`

Property Details

APN / Parcel Number

Primary APN	`022B654001202`
Alternative APN	`104978`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Lot Area	23,962 sqft (0.55 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft

Location & Zoning

Street Address	401 GRAVES CIR
City	POTTSBORO
State	TX
Zip	75076-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON VIEW ADDN, LOT 25 26 & 35
Legal Subdivision	PRESTON VIEW ADDN
Legal Lot Number	25
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1043
Census Tract	306

Owner

Source: Grayson County records · APN 022B654001202

Assessment roll updated August 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	127 GRAVES CIR, POTTSBORO, TX 75076-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 18, 2025	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Apr 20, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20266162
Record Updated	Jun 08, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 30, 2025
Property Address	401 GRAVES CIR, POTTSBORO, TX 75076-3246
Document Number	0000025459
Map Reference	VOL 4 PG 25
Instrument Date	Sep 30, 2025
Instrument	2025-25459
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, RED RIVER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 GUY LN, POTTSBORO, TX 75076-3634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6025 NORFOLK DR, GARLAND, TX 75044-4415

Mortgage

Document Number	0000025460
Date	Sep 30, 2025
Instrument	2025-25460

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 18, 2025
Property Address	401 GRAVES CIR, POTTSBORO, TX 75076-3246
Document Number	0000015590
Map Reference	VOL 4 PG 25
Instrument Date	Jun 17, 2025
Instrument	2025-15590
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 PASSENGER TRL, FT WORTH, TX 76131-1977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 GUY LANE, TOTTSBORO, TX 75876

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 GRAVES CIR, POTTSBORO, TX 75076-3246
Document Number	0000009610
Book / Page	005994 / 000656
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GRAVES CIR POTTSBORO TX 750763246, POTTSBORO, TX 75076-3246

Mortgage

Document Number	0000009610
Date	May 08, 2017
Book Page	005994/000656
Instrument	9610

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 07, 2022

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,364 (-22.71%)	$270,785 (+0.45%) Land $86,744 Building $184,041
2024	$429.00 (-62.53%)
2023		$269,581 Land $81,472 Building $188,109	$269,581 Land $81,472 Building $188,109
2022	$1,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Texoma Communications Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Communications, Inc. (OK, AR & TX), AMG Technology Investment Group, AT&T.

Based on FCC filings for 303 locations within half a mile of this property.

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