401 Gladys St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 401 Gladys St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1900
Square Footage	2,917 sqft Living Area
Lot Size	5,850 sqft (0.134 acres)
Occupancy	Owner Occupied
Last Sale	$40,000 (2022)
Tax Bill	$2,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-228-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	2,917 sqft Living Area
1st Floor	684 sqft 1st Floor
Basement Area	1,903 sqft Basement
Unfinished Basement	1,903 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,850 sqft (0.134 acres)
Depth X Width	117 ft x 50 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,104 sqft Garage
Patio Area	180 sqft Patio
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	401 GLADYS ST
City	WATERLOO
State	IA
Zip	50702-1317
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROOFFS ADDITION LOT 20
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	ROOFFS ADDITION
Legal Lot Number	20
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2054
Census Tract	900

Owner

Source: Black Hawk County records · APN 8913-36-228-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2031 150TH ST, WAVERLY, IA 50677-8916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Doc Number	202218758
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0000018758
Record Refreshed	Sep 20, 2026

February 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 19, 2021
Property Address	401 GLADYS ST, WATERLOO, IA 50702-1317
Document Number	202100017459
Instrument Date	Feb 17, 2021
Instrument	202100017459
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GLADYS ST, WATERLOO, IA 50702-1317

Mortgage

Document Number	202100017460
Date	Feb 19, 2021
Instrument	202100017460

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 Homeowner's exemption	$130,710 (+9.55%) Land $7,050 Building $123,660	$130,710 (+9.55%) Land $7,050 Building $123,660
2024	$2,588.00 (+3.85%)
2023		$119,310 (-2.51%) Land $7,050 Building $112,260	$119,310 (-2.51%) Land $7,050 Building $112,260
2022	$2,492.00 Homeowner's exemption	$122,380 Land $7,050 Building $115,330
2021			$122,380 Land $7,050 Building $115,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.