Craighead County property record for 401 Garrett St, Bono, AR 72416
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,900 (Apr 2023) |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-153292-02810 |
| Primary APN | 04-153292-02810 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Flooring | Carpet |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 GARRETT ST |
|---|---|
| City | BONO |
| State | AR |
| Zip | 72416-7633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NW |
| Legal Range | 03 |
| Legal Township | 15 |
| Legal Section | 29 |
| Legal Block | 4 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | BIG CREEK |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 1200 |
401 Garrett St is owned and occupied by an individual who bought it in April 2023.
Source: Craighead County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Sep 27, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Prior Sale | Jun 17, 2016 |
| Deed Document Number | 20235619 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Apr 3, 2023 |
| Property Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Document Number | 2023R005619 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023R-005619 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Name | Verified Name |
|---|---|
| Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Document Number | 2023R005620 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023R-005620 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Sep 27, 2021 |
| Property Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Document Number | 2021R023344 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021R-023344 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Name | Verified Name |
|---|---|
| Address | 401 GARRETT ST, BONO, AR 72416-7633 |
| Investor | Possibly a Property Investor |
| Document Number | 2021R023345 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021R-023345 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 401 Garrett St was $611, down 2.4% from the year before.
Source: Craighead County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Municipality | Bono City |
| Unified School District | Westside Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 (-2.4%) | $13,725 Land $2,100 Building $11,625 | $68,625 Land $10,500 Building $58,125 |
| 2024 | $626.00 (+236.56%) | ||
| 2023 | $186.00 Homeowner's exemption | $13,725 Land $2,100 Building $11,625 | $68,625 Land $10,500 Building $58,125 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Garrett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Garrett St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 73% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONO WATERWORKS serves 2,550 people · EPA ID AR0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Right Fiber Cable | 2,000 / 75 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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