401 Gamble St, Columbus Junction, IA 52738 Property Records

Louisa County property record for 401 Gamble St, Columbus Junction, IA 52738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1923
Lot Size	0.182 acres (7,931 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2022)
Tax Bill	$2,128 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-30-130-002`

Property Details

APN / Parcel Number

Primary APN	`03-30-130-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,022 sqft
Attic	Attic
Attic Area	562 sqft
Basement Area	511 sqft
Unfinished Basement	511 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Roof Type	Hip
Lot Area	7,931 sqft (0.182 acres)
Lot Dimensions	103 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 GAMBLE ST
City	COLUMBUS JUNCTION
State	IA
Zip	52738-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOR 2ND ADD E1/2 & E16 1/2' W1/2 O.L.3
Legal Subdivision	WOR 2ND ADD
Jurisdiction	LOUISA IA
Township / Civil Division	COLUMBUS CITY
Census Block Group	5
Census Block	5011
Census Tract	450200

Owner

401 Gamble St is owned and occupied by an individual who bought it in September 2022.

Source: Louisa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	401 GAMBLE ST, COLUMBUS JUNCTION, IA 52738-1225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Feb 9, 2012
Deed Document Number	20221557
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	401 GAMBLE ST, COLUMBUS JUNCTION, IA 52738-1225
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221442
Date	Aug 29, 2022
Instrument	2022-1442

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Sep 26, 2022
Property Address	401 GAMBLE ST, COLUMBUS JUNCTION, IA 52738-1225
Document Number	0020221557
Instrument Date	Sep 23, 2022
Instrument	2022-1557
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GAMBLE ST, COLUMBUS JUNCTION, IA 52738-1225

Mortgage

Document Number	0020221558
Date	Sep 26, 2022
Instrument	2022-1558

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 401 Gamble St was $2,128 with a homeowner's exemption.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Columbus Junction City
Unified School District	Columbus Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,128.00	$160,310 (-) Land $14,000 Building $146,310	$160,310 (-) Land $14,000 Building $146,310
2025	$2,128.00 (+8.68%) Homeowner's exemption	$160,310 Land $14,000 Building $146,310	$160,310 Land $14,000 Building $146,310
2024	$1,958.00
2023		$135,900 (+61.82%) Land $14,000 Building $121,900	$135,900 Land $14,000 Building $121,900
2022	$1,510.00	$83,980 Land $14,000 Building $69,980
2021			$83,980 Land $14,000 Building $69,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Gamble St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Gamble St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS JUNCTION WATER SUPPLY serves 1,830 people · EPA ID IA5815064
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Windstream.

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