Pender County property record for 401 Gail Rd, Willard, NC 28478 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,325 sqft · built 1974 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $488 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2383-54-4332-0000 |
| Primary APN | 2383-54-4332-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400032927 |
|---|---|
| Old Parcel Number | 2383 54 4332 0000 |
| Street Address | 401 GAIL RD |
| City | WILLARD |
| State | NC |
| Zip | 28478-6773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 40,PB 12/37 LEA ACRES |
| Legal Subdivision | LEA ACRES |
| Legal Lot Number | 40 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 920300 |
Source: Pender County records · APN 2383-54-4332-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 GAIL RD, WILLARD, NC 28478-6773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 401 GAIL RD, WILLARD, NC 28478-6773 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 GAIL RD, WILLARD, NC 28478-6773 |
| Document Number | 0048340443 |
|---|---|
| Date | Apr 09, 2024 |
| Book Page | 4834/443 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 401 GAIL RD, WILLARD, NC 28478-6773 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 GAIL RD, WILLARD, NC 28478-6773 |
| Document Number | 0048351118 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 4835/1118 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 401 GAIL RD, WILLARD, NC 28478-6773 |
| Document Number | 0046770353 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 401 GAIL RD WILLARD NC 284786773, WILLARD, NC 28478-6773 |
| Document Number | 0046770353 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 004677/000353 |
| Instrument | 20044261 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 (+1.88%) | $197,143 (+535.78%) Land $12,173 Building $184,970 | $197,143 (+535.78%) Land $12,173 Building $184,970 |
| 2023 | $31,008 (-) Land $14,200 Building $16,808 | $31,008 (-) Land $14,200 Building $16,808 | |
| 2022 | $479.00 | $31,008 Land $14,200 Building $16,808 | $31,008 Land $14,200 Building $16,808 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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