401 Franklin St, Natchez, MS 39120 Property Records

Adams County property record for 401 Franklin St, Natchez, MS 39120

Property Summary

Property TypeSingle Family Home
Details2 ba · 9,107 sqft · built 1850
Lot Size0.247 acres (10,788 sqft)
OwnerCompany Name on File
Tax Bill$19,516 (2025)
Flood ZoneZone X (minimal risk)
APN0005 0001 0005

Property Details

APN / Parcel Number

Primary APN0005 0001 0005
Alternative APNs
  • 011569
  • 11569

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area9,107 sqft Living Area
1st Floor Area5,248 sqft
2nd Floor Area3,859 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1850
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,788 sqft (0.247 acres)
Lot Dimensions124 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number11569
Street Address401 FRANKLIN ST
CityNATCHEZ
StateMS
Zip39120-3263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB & L N/E CORNER FRANKLIN & PEARL ST 41-111C-46 STRIP OF LAND NATCHEZ GUEST HOUSE
Legal Range03W
Legal Township07N
Legal Section16
JurisdictionADAMS MS
Township / Civil Division1
Census Block Group2
Census Block2032
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Natchez On-Top-of-the-Hill Historic District
listed 1979 · 444 contributing resources · NRIS 79003381

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 Franklin St is owned by a company that acquired it in March 2022 and is owner-occupied.

Source: Adams County records, as of March 9, 2026

Owner of RecordCompany Name on File
Mailing Address401 FRANKLIN ST, NATCHEZ, MS 39120-3263
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2022
Deed SaleMar 29, 2022
Deed Document Number000028O587
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 401 Franklin St was $19,516, up 27.9% from the year before.

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
MunicipalityNatchez City
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,516.00 (+27.86%)$119,469 (+30.66%)$796,460 (+30.66%) Land $26,800 Building $769,660
2024$15,264.00 (+27.24%)$91,437 (+90.87%)$609,580 (+27.25%) Land $26,800 Building $582,780
2023$11,996.00 (+5.86%) Homeowner's exemption$47,905 (-33.33%) Land $2,680 Building $45,225$479,050 Land $26,800 Building $452,250
2022$11,332.00$71,858
2021$479,050 Land $26,800 Building $452,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Franklin St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1985–2025)
Claims Outside the SFHA2 of 8
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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