401 Franklin St, Ackley, IA 50601 Property Records

Hardin County property record for 401 Franklin St, Ackley, IA 50601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,408 sqft · built 1887
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Tax Bill	$368 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`891902254001`

Property Details

APN / Parcel Number

Primary APN	`891902254001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	70 ft deep x 90 ft wide
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 FRANKLIN ST
City	ACKLEY
State	IA
Zip	50601-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 25, ORIGINAL TOWN, ACKLEY BLOCK 25 W70' LOT 8 & N20' W70' LOT 7
Legal Block	25
Legal Lot Number	7,8
Jurisdiction	HARDIN IA
Township / Civil Division	ETNA
Census Block Group	3
Census Block	3038
Census Tract	480100

Owner

Source: Hardin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 FRANKLIN ST, ACKLEY, IA 50601-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN IA
Recording Date	Mar 24, 2026
Property Address	401 FRANKLIN ST, ACKLEY, IA 50601-1238
Document Number	02026/0672
Book / Page	2026 / 0672
Instrument Date	Mar 24, 2026
Instrument	20260672
Transaction Type	Transfer
Record Updated	May 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FRANKLIN ST, ACKLEY, IA 50601-1238

Mortgage

Document Number	0020260684
Date	Mar 24, 2026
Instrument	20260684

Lender

Name	GREEN BELT BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ackley City
County	Hardin County
Unified School District	AGWSR Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$368.00	$25,510 (+12.58%) Land $3,160 Building $22,350	$25,510 (+12.58%) Land $3,160 Building $22,350
2024	$368.00 (-12.38%)
2023		$22,660 (+17.05%) Land $3,160 Building $19,500	$22,660 (+17.05%) Land $3,160 Building $19,500
2022	$420.00	$19,360 Land $3,160 Building $16,200
2021			$19,360 Land $3,160 Building $16,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2013–2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACKLEY MUNICIPAL WATER WORKS serves 1,599 people · EPA ID IA4201001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: CNS Internet Services, Dumont Telephone Company.

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