Monroe County property record for 401 Flower St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1933 |
| Square Footage | 1,080 sqft Building Perimeter |
| Lot Size | 6,656 sqft (0.15 acres) |
| Garage | 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,206.00 (2024) |
Source: Monroe County records · APN 07-25-201-020-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 FLOWER ST, WATERLOO, IL 62298-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Jun 30, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 |
| Deed Sale | Jun 30, 2020 |
| Deed Doc Number | 2020409132 |
| Last Transfer Date | Apr 15, 2021 |
| Transfer Doc | 0000416668 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 26, 2021 |
| Property Address | 401 FLOWER ST, WATERLOO, IL 62298-1212 |
| Document Number | 0000416668 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 416668 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 FLOWER ST, WATERLOO, IL 62298-1212 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 30, 2020 |
| Property Address | 401 FLOWER ST, WATERLOO, IL 62298-1212 |
| Document Number | 0000409132 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 409132 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 FLOWER ST, WATERLOO, IL 62298-1212 |
| Document Number | 0000409134 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 409134 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,260 (+18.04%) Land $15,900 Building $51,360 | $201,780 (+18.04%) Land $47,700 Building $154,080 | |
| 2024 | $3,206.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $56,980 Land $14,860 Building $42,120 | $170,940 Land $44,580 Building $126,360 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 07-25-201-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,080 sqft Building Perimeter |
| 1st Floor | 1,080 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,656 sqft (0.15 acres) |
| Depth X Width | 155 ft x 49 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 401 FLOWER ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 J B MOORES ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | J B MOORES ADD |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 32 |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 600401 |
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