Berks County property record for 401 Floret Ave, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,885 sqft · built 1991 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2023) |
| Tax Bill | $2,780 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5309-17-21-3838 |
| Primary APN | 5309-17-21-3838 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,885 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Stoop |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 FLORET AVE |
|---|---|
| City | READING |
| State | PA |
| Zip | 19605-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEARVIEW HEIGHTS |
| Legal Block | 21 |
| Legal Lot Number | 37 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12701 |
Source: Berks County records · APN 5309-17-21-3838
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 FLORET AVE, READING, PA 19605-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit CUSTOMERS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Deed Document Number | 202320133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 11, 2023 |
| Property Address | 401 FLORET AVE, READING, PA 19605-1139 |
| Document Number | 0000020133 |
| Map Reference | MB 141 PG 1 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023020133 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | GOLDEN ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 FLORET AVE, READING, PA 19605-1139 |
| Document Number | 0000020134 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023020134 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 401 FLORET AVE, READING, PA 19605-1139 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 FLORET AVE, READING, PA 19605-1139 |
| Document Number | 0000004943 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023004943 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Address | MALVERN, PA 19355 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,780.00 (+6.88%) | $185,200 (-) Land $42,500 Building $142,700 | $42,500 (-77.05%) Land $42,500 |
| 2024 | $2,601.00 (-68.92%) | $185,200 (-) Land $42,500 Building $142,700 | |
| 2023 | $8,368.00 Homeowner's exemption | $185,200 Land $42,500 Building $142,700 | |
| 1994 | $185,200 Land $42,500 Building $142,700 |
Source: FEMA National Flood Hazard Layer as of February 26, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 383 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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