Sarasota County property record for 401 Faith Ave, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 1991 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2017) |
| Tax Bill | $4,506 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2017 Sale & Mortgage |
| APN | 0149-06-0003 |
| Primary APN | 0149-06-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Width | 1 ft Width |
| Pool Area | 308 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 232 sqft |
| Patio Area | 964 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 401 FAITH AVE |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUE2 |
| Legal Description | S 1/2 OF LOT 1, TRINITY ACRES |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 11 |
| Legal Subdivision | TRINITY ACRES |
| Legal Tract | 2033 |
| Legal Lot Number | 1 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2101 |
401 Faith Ave is owned and occupied by an individual who bought it in May 2017.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 401 FAITH AVE, OSPREY, FL 34229-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE CAP |
| May 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage CARDONAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | May 22, 2013 · Amount on File |
| Deed Document Number | 2017061076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 401 FAITH AVE, OSPREY, FL 34229-9473 |
| Document Number | 0000010090 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 FAITH AVE OSPREY FL 342299473, OSPREY, FL 34229-9473 |
| Document Number | 0000010090 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 10090 |
| Name | AMERICAN HERITAGE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 22, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | May 16, 2017 |
| Property Address | 401 FAITH AVE, OSPREY, FL 34229-9473 |
| Document Number | 0000061076 |
| Map Reference | MB26 PG6 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017061076 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2212 TOWN PL, 2212, MIDDLETOWN, CT 06457-1753 |
| Name | Verified Name |
|---|---|
| Address | 5408 CARTAGENA DR, SARASOTA, FL 34233-3501 |
| Document Number | 0000061079 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017061079 |
| Name | CARDONAL FINANCIAL CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 401 Faith Ave was $4,506 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,506.00 Homeowner's exemption | $429,726 | $785,400 Land $477,400 Building $308,000 |
| 2023 | $4,861.00 (+2.23%) Homeowner's exemption | $405,451 (+3%) | $791,800 (+60.67%) Land $479,800 Building $312,000 |
| 2022 | $4,755.00 Homeowner's exemption | $393,642 | $492,800 Land $195,100 Building $297,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 401 Faith Ave; there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Faith Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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