401 Exuma Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 401 Exuma Ct, Punta Gorda, FL 33950 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 1990
Lot Size	0.316 acres (13,748 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Aug 2010)
Tax Bill	$1,200 (2024)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`412212409016`

Property Details

APN / Parcel Number

Primary APN	`412212409016`
Alternative APNs	`00950410000207` `10004691626`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	2,129 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,748 sqft (0.316 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	64 sqft
Porch	Enclosed/Screened Porch
Porch Area	412 sqft
Loading Dock	75 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00950410000207
Street Address	401 EXUMA CT
City	PUNTA GORDA
State	FL
Zip	33950-5840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC11 BLK97 LT20 1018/549 1033/1779 3204/385 3262/956 CT3429/770 3430/579 CD3500/1066 3500/1067 L/E4507/2092
Legal Range	22E
Legal Township	41S
Legal Section	12
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	97
Legal Lot Number	20
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10402

Owner

Source: Charlotte County records · APN 412212409016

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	401 EXUMA CT, PUNTA GORDA, FL 33950-5840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2010 · Amount on Record
Deed Sale	Aug 04, 2010 · Amount on Record
Prior Sale	Oct 29, 2009
Deed Document Number	20101955244
Deed Book / Page	3500 / 1067
Last Transfer Date	Oct 16, 2019
Transfer Doc	0045072092
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 22, 2019
Property Address	401 EXUMA CT, PUNTA GORDA, FL 33950-5840
Document Number	0045072092
Book / Page	004507 / 002092
Instrument Date	Oct 16, 2019
Instrument	2762633
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	401 EXUMA CT PUNTA GORDA FL 339505840, PUNTA GORDA, FL 33950-5840

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$366,020 (+5.99%)	$514,571 (-0.19%) Land $193,800 Building $320,771
2024	$1,200.00 (+9.09%)
2023	$1,100.00 (+15.79%) Disabled Person's exemption Veteran's exemption	$345,345 (+3%)	$515,565 (-1.85%) Land $228,000 Building $287,565
2022	$950.00 Disabled Person's exemption	$335,286	$525,294 Land $161,500 Building $363,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 490 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	789 units insured 299 under condo master policies
Nearby Flood Claims	103 (1986–2024)
Most Recent Claim	Nov 2024
Claims By Storm	Hurricane Milton, Oct 2024 · 45 claims Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 27 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
ALTIUS Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.