401 Elmo St, Bristol, VA 24201 Property Records

Bristol City property record for 401 Elmo St, Bristol, VA 24201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,157 sqft · built 1940
Lot Size	0.392 acres (17,098 sqft)
Owner	2 Individual Names on File
Last Sale	$51,500 (Aug 2007)
Tax Bill	$1,008 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2017 Refinance
APN	`25 4 1 14`

Property Details

APN / Parcel Number

Primary APN	`25 4 1 14`
Alternative APN	`78069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,157 sqft Living Area
1st Floor Area	1,157 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,098 sqft (0.392 acres)

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Patio Area	45 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	78069
Street Address	401 ELMO ST
City	BRISTOL
State	VA
Zip	24201-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.B.H. LOT 14 BLK 1,
Legal Block	1
Legal Lot Number	14
Jurisdiction	BRISTOL CITY VA
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1027
Census Tract	20100

Owner

401 Elmo St is owned and occupied by two individuals who acquired it in July 2017.

Source: Bristol City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 ELMO ST, BRISTOL, VA 24201-3309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CREDIT UNION
Aug 1, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007 · Amount on File
Deed Sale	Aug 17, 2007 · Amount on File
Deed Book / Page	700 / 1990
Last Transfer Date	Jul 26, 2017
Transfer Doc	0006290553
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CITY VA
Property Address	401 ELMO ST, BRISTOL, VA 24201-3309
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006960156
Date	Jun 21, 2022
Book Page	696/156
Instrument	220001282

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRISTOL CITY VA
Recording Date	Aug 1, 2017
Property Address	401 ELMO ST, BRISTOL, VA 24201-3309
Document Number	0006290553
Book / Page	629 / 553
Instrument Date	Jul 26, 2017
Instrument	170001401
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ELMO ST, BRISTOL, VA 24201-3309

Mortgage

Document Number	0006290556
Date	Aug 1, 2017
Book Page	629/556
Instrument	170001402

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 401 Elmo St was $1,008.

Source: Bristol City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Bristol City
Unified School District	Bristol City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,008.00	$108,400 (-) Land $18,000 Building $90,400
2025	$1,008.00	$108,400 Land $18,000 Building $90,400	$108,400 Land $18,000 Building $90,400
2023	$725.00	$62,000 Land $15,000 Building $47,000	$62,000 Land $15,000 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 Elmo St; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Elmo St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY SERVICE AUTHORITY serves 47,574 people · EPA ID VA1191883
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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