Cherokee County property record for 401 Ellis Ferry Ave, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,130 sqft · built 1974 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Mar 2026) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031197-23-3 |
| Primary APN | 031197-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,130 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 27,007 sqft (0.619 acres) |
| Porch | Porch |
| Old Parcel Number | 0801000062000 60771389 |
|---|---|
| Street Address | 401 ELLIS FERRY AVE |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 401 ELLIS FERRY AVE LT#81 TO LIFE EST $5 REMAINDERMAN=KIMBERLY SHOLAR & T HANEY |
| Legal Subdivision | PENN-JONES HEIGHTS |
| Legal Lot Number | 81 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970301 |
Source: Cherokee County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 ELLIS FERRY AVE, GAFFNEY, SC 29341-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Deed Document Number | 2026-1211 |
| Deed Book / Page | 195 / 1280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 6, 2026 |
| Property Address | 401 ELLIS FERRY AVE, GAFFNEY, SC 29341-1213 |
| Document Number | 0001951280 |
| Book / Page | 195 / 1280 |
| Map Reference | MB 4 PG 216 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026-1211 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 ELLIS FERRY AVE, GAFFNEY, SC 29341-1213 |
| Document Number | 0020261212 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-1212 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 (+10.88%) Homeowner's exemption | $6,380 (-) Land $600 Building $5,780 | $159,400 (-) Land $15,000 Building $144,400 |
| 2023 | $726.00 Homeowner's exemption | $6,380 Land $600 Building $5,780 | $159,400 Land $15,000 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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