401 Elder Ave, Unit E, Sand City (Seaside), CA 93955 Property Records

Monterey County property record for 401 Elder Ave, Unit E, Sand City, CA 93955

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.084 acres (3,688 sqft)
Owner	Company Name on Record
Last Sale	$505,000 (Jun 2013)
Tax Bill	$1,557 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`011-231-016-000`

Property Details

APN / Parcel Number

Primary APN	`011-231-016-000`

Exterior

Lot Area	3,688 sqft (0.084 acres)

Location & Zoning

Street Address	401 ELDER AVE UNIT E, E
City	SAND CITY
State	CA
Zip	93955-3579
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	MAP OF EAST MONTEREY LOT 6 & 8 BLK 27
Legal Subdivision	MAP OF EAST MONTEREY
Legal Block	27
Legal Lot Number	6,8 8
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1033
Census Tract	14000

Owner

Source: Monterey County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1590 JOSSELYN CANYON RD, MONTEREY, CA 93940-6443
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SANTA CRUZ COUNTY BANK
Mar 20, 2020	Deed of Trust, Mortgage · Construction Mortgage SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2013 · Amount on Record
Deed Sale	Jun 19, 2013 · Amount on Record
Prior Sale	Jul 22, 2002
Deed Document Number	2013038861
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	401 ELDER AVE UNIT E, E, SAND CITY, CA 93955-3579
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039871
Date	Sep 29, 2022
Instrument	2022039871

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	401 ELDER AVE # E, E, SAND CITY, CA 93955-3508
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014065
Date	Mar 20, 2020
Instrument	2020014065

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	CARMEL, CA 93923

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Sand City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,557.00 (+1.43%)	$142,028 Land $142,028
2022	$1,535.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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