401 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 401 Eden Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1980
Lot Size	5.15 acres (224,334 sqft)
Owner	Individual Name on File
Last Sale	$399,600 (Nov 2022)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`92163`

Property Details

APN / Parcel Number

Primary APN	`92163`
Alternative APN	`262531000000140000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	2,034 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	224,334 sqft (5.15 acres)
Garage Type	Mixed
Garage Area	700 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	92163
Street Address	401 EDEN DR
City	SAINT CLOUD
State	FL
Zip	34771-8503
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FROM NE COR OF NW 1/4 OF NW 1/4, S 1,149 FT TO POB; S 86 DEG E 591 FT, S TO N LINE NEW EDEN ON LAKES UNIT D, W TO NW COR LOT
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON LK UN-D
Legal Block	14
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1043
Census Tract	43700

Owner

Source: Osceola County records · APN 92163

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	401 EDEN DR, SAINT CLOUD, FL 34771-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Dec 04, 1995
Deed Document Number	2022164410
Deed Book / Page	6313 / 1511
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 14, 2022
Property Address	401 EDEN DR, SAINT CLOUD, FL 34771-8503
Document Number	0063131511
Book / Page	6313 / 1511
Instrument Date	Nov 04, 2022
Instrument	2022164410
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRADITIONS TITLE AND ESCROW LLC, TRADITION TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,797.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 EDEN DR, 401, SAINT CLOUD, FL 34771-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 EDEN DR, SAINT CLOUD, FL 34771-8503

Mortgage

Document Number	0063131515
Date	Nov 14, 2022
Instrument	6313/1515

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00 (-12.42%) Homeowner's exemption	$245,900 (-0.04%) Land $171,200 Building $74,700	$245,900 (-0.04%) Land $171,200 Building $74,700
2023	$4,057.00 (+99.66%)	$246,000 (+136.08%) Land $171,200 Building $74,800	$246,000 (+136.08%) Land $171,200 Building $74,800
2022	$2,032.00	$104,200 Land $67,000 Building $37,200	$104,200 Land $67,000 Building $37,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Very High above 92% of the US · above 86% of Florida
Wildfire Likelihood	About 1 in 81 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.