Cabarrus County property record for 401 Easy St, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1938 |
| Lot Size | 0.414 acres (18,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Sep 2025) |
| Tax Bill | $2,285 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5612 63 6082 |
| Primary APN | 5612 63 6082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,712 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.414 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 63717 |
|---|---|
| Street Address | 401 EASY ST |
| City | CONCORD |
| State | NC |
| Zip | 28027-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 1-4 B L UMBERGER BLK D |
| Legal Subdivision | WINECOFF SCHOOL |
| Legal Block | D |
| Legal Lot Number | 1-4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41100 |
Source: Cabarrus County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 EASY ST, CONCORD, NC 28027-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2024 | Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC |
| Sep 18, 2025 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2024 · Amount on Record |
| Deed Document Number | 202521059 |
| Deed Book / Page | 17621 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 EASY ST, CONCORD, NC 28027-4111 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0017205182 |
|---|---|
| Date | Nov 26, 2024 |
| Book Page | 17205/182 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 18, 2025 |
| Property Address | 401 EASY ST, CONCORD, NC 28027-4111 |
| Document Number | 0001762120 |
| Book / Page | 17621 / 20 |
| Map Reference | MB 6 PG 74 |
| Instrument Date | Sep 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 FRANKLIN AVE NW, CONCORD, NC 28025-4967 |
| Name | Verified Name |
|---|---|
| Address | 401 EASY ST, CONCORD, NC 28027-4111 |
| Investor | Possibly a Property Investor |
| Document Number | 0001762123 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 17621/23 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 7, 2055 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,285.00 (+65.46%) | $201,260 (+99.72%) Land $65,000 Building $136,260 | |
| 2024 | $201,260 (+99.72%) Land $65,000 Building $136,260 | ||
| 2023 | $1,381.00 | $100,770 Land $36,400 Building $64,370 | $100,770 Land $36,400 Building $64,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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